3446 Co Rd 81, Clanton, AL 35045 Property Records

Chilton County property record for 3446 Co Rd 81, Clanton, AL 35045 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,814 sqft Adjusted Area
Lot Size	30,056 sqft (0.69 acres)
Garage	Carport
Occupancy	Owner Occupied
Last Sale	$119,640 (2014)
Tax Bill	$620.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1105220003036010`
Alternative APNs	`28375` `79643`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,814 sqft Adjusted Area
1st Floor	1,814 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	30,056 sqft (0.69 acres)
Depth X Width	200 ft x 143 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	Deck Area
Porch Area	366 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	28375
Street Address	3446 COUNTY ROAD 81
City	CLANTON
State	AL
Zip	35045-7722
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FROM NW COR OF E 1/2 OF SW 1/4 OF SW 1/4 E 185 S 192 E 514
Legal Range	14
Legal Township	22
Legal Section	22
Jurisdiction	CHILTON AL
Minor Civil Division	CLANTON
Census Blockgroup	2
Census Block	2011
Census Tract	60104

Owner

Source: Chilton County records · APN 1105220003036010

Assessment roll updated March 31, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3446 COUNTY ROAD 81, CLANTON, AL 35045-7722
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 16, 2015	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage EVERETT FINANCIAL INC
Sep 01, 2016	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Mar 06, 2006	Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) GMFS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2014 · Amount on Record
Deed Sale	Feb 10, 2014 · Amount on Record
Prior Sale	Mar 06, 2006 · Amount on Record
Deed Doc Number	2014184238
Deed Book / Page	2014 / 184238
Record Refreshed	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	3446 COUNTY ROAD 81, CLANTON, AL 35045-7722
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 COUNTY ROAD 81, CLANTON, AL 35045-7722

Mortgage

Document Number	R2021/239287
Date	Jul 26, 2021
Book Page	R2021/239287
Instrument	239287

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 06, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	3446 COUNTY ROAD 81, CLANTON, AL 35045-7722
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2015/194085
Date	Jul 16, 2015
Book Page	R2015/194085
Instrument	194085

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2045

September 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Sep 01, 2016
Property Address	3446 COUNTY ROAD 81, CLANTON, AL 35045-7722
Document Number	R2016/202337
Book / Page	R2016 / 202337
Instrument Date	Aug 31, 2016
Instrument	202337
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202338
Date	Sep 01, 2016
Instrument	202338

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2046

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Mar 06, 2006
Property Address	3446 COUNTY ROAD 81, CLANTON, AL 35045-7722
Document Number	R3625/120251
Book / Page	R3625 / 120251
Instrument Date	Mar 02, 2006
Instrument	120251
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3446 COUNTY ROAD 81, CLANTON, AL 35045-7722

Mortgage

Document Number	R3626/120252
Date	Mar 06, 2006
Book Page	R3626/120252
Instrument	120252

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.13%
Type Change Date	Apr 01, 2008
Change Frequency	6 Months
Min Rate At Change	8.13%
Max Rate At Change	11.1%
Index	6-Month LIBOR
Max Rate	14.1%

Tax Assessment & Valuation

Source: Chilton County records · Assessment roll updated March 31, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$620.00 (+12.32%)	$31,700 (+0.06%) Land $5,000 Building $26,700	$158,500 (+0.06%) Land $25,000 Building $133,500
2024	$552.00 (-2.47%) Additional exemption filed	$31,680 (-2.22%) Land $5,000 Building $26,680
2023	$566.00 (+2.35%)	$32,400 (+116.72%) Land $5,000 Building $27,400	$158,400 (+5.95%) Land $25,000 Building $133,400
2022	$553.00	$14,950 Land $3,030 Building $11,920	$149,500 Land $30,300 Building $119,200

Flood & Wildfire

3446 Co Rd 81 is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Chilton County (01021C), updated October 18, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 45th percentile of exposed land nationally · 50th in Alabama
Wildfire Likelihood	Moderate — about 1 in 1,351 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

3446 Co Rd 81, Clanton, AL 35045 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2015: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2016: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2006: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Co Rd 81

Nearby Streets

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