3435 Co Rd 81, Clanton, AL 35045 Property Records

Chilton County property record for 3435 Co Rd 81, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,280 sqft · built 2006
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Oct 2019)
Deeds & Mortgages	May 2023 Mortgage Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1105220003034000`

Property Details

APN / Parcel Number

Primary APN	`1105220003034000`
Alternative APN	`9786`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Adjusted Area
1st Floor Area	1,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	345 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	9786
Street Address	3435 COUNTY ROAD 81
City	CLANTON
State	AL
Zip	35045-7759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF SEC 22 E ALG SD SEC LINE 117.66 NE.644.33
Legal Range	14
Legal Township	22
Legal Section	22
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	2
Census Block	2045
Census Tract	60103

Owner

3435 Co Rd 81 is owned and occupied by two individuals who bought it in October 2019.

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3435 COUNTY ROAD 81, CLANTON, AL 35045-7759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · FHA Mortgage HAMILTON MORTGAGE CORP
Aug 21, 2025	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP
Apr 15, 2022	Warranty Deed, Transfer · FHA Mortgage HAMILTON MORTGAGE CORP
Oct 2, 2019	Warranty Deed, Transfer · Line of Credit RIVER BANK & TRUST
Dec 5, 2016	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Prior Sale	Dec 5, 2016 · Amount on File
Deed Document Number	2019224635
Deed Book / Page	2019 / 224635
Prior Transfer Date	Jul 16, 2013
Prior Transfer Doc	0000180262
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	3435 COUNTY ROAD 81, CLANTON, AL 35045-7759
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2023/253098
Date	May 9, 2023
Book Page	R2023/253098
Instrument	253098

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	3435 COUNTY ROAD 81, CLANTON, AL 35045-7759
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MOD SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3435 COUNTY ROAD 81, CLANTON, AL 35045-7759

Mortgage

Document Number	R2025/269579
Date	Aug 21, 2025
Book Page	R2025/269579
Instrument	269579

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	PO BOX 24737, WEST PALM BEACH, FL 33416

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	May 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Apr 15, 2022
Property Address	3435 COUNTY ROAD 81, CLANTON, AL 35045-7759
Document Number	R2022/245360
Book / Page	R2022 / 245360
Instrument Date	Apr 14, 2022
Instrument	245360
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3435 COUNTY ROAD 81, CLANTON, AL 35045-7759

Mortgage

Document Number	0000245362
Date	Apr 15, 2022
Instrument	245362

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Oct 2, 2019
Property Address	3435 COUNTY ROAD 81, CLANTON, AL 35045-7759
Document Number	R2019/224635
Book / Page	R2019 / 224635
Instrument Date	Oct 1, 2019
Instrument	224635
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3435 COUNTY ROAD 81, CLANTON, AL 35045-7759

Mortgage

Document Number	0000224637
Date	Oct 2, 2019
Instrument	224637

Lender

Name	RIVER BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

December 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Dec 5, 2016
Property Address	3435 COUNTY ROAD 81, CLANTON, AL 35045-7759
Document Number	R2016/204169
Book / Page	R2016 / 204169
Instrument Date	Nov 29, 2016
Instrument	204169
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3395 COUNTY ROAD 81, CLANTON, AL 35045-7746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3435 COUNTY ROAD 81, CLANTON, AL 35045-7759
Investor	Possibly a Property Investor

Mortgage

Document Number	0000204170
Date	Dec 5, 2016
Instrument	204170

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$24,340 Land $3,860 Building $20,480	$121,700 Land $19,300 Building $102,400
2023	$25,160 Land $3,860 Building $21,300	$125,800 Land $19,300 Building $106,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3435 Co Rd 81 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3435 Co Rd 81 is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLANTON, THE WW & SB OF THE serves 13,500 people · EPA ID AL0000213
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Co Rd 81

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures