3442 Co Rd 81, Clanton, AL 35045 Property Records

Chilton County property record for 3442 Co Rd 81, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,432 sqft · built 1999
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Apr 2018)
Tax Bill	$538 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Nov 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1105220003036006`

Property Details

APN / Parcel Number

Primary APN	`1105220003036006`
Alternative APNs	`26519` `83608`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Adjusted Area
1st Floor Area	1,432 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	249 ft deep x 150 ft wide
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	26519
Street Address	3442 COUNTY ROAD 81
City	CLANTON
State	AL
Zip	35045-7722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM SE COR OF SW 1/4 OF SW 1/4 NW 679.27-850S TO POB SW
Legal Range	14
Legal Township	22
Legal Section	22
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	2
Census Block	2011
Census Tract	60104

Owner

3442 Co Rd 81 is owned and occupied by an individual who bought it in April 2018.

Source: Chilton County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	3442 COUNTY ROAD 81, CLANTON, AL 35045-7722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2018	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Nov 3, 2020	Deed of Trust, Mortgage · FHA Mortgage HAMILTON MORTGAGE CORP
Oct 11, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Jan 13, 2011	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 26, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 2, 2013	Warranty Deed, Transfer · FHA Mortgage HOMETOWN MORTGAGE SERVICES INC
Jun 24, 2008	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2018 · Amount on File
Deed Sale	Apr 26, 2018 · Amount on File
Prior Sale	Aug 2, 2013 · Amount on File
Deed Document Number	2018214367
Deed Book / Page	2018 / 214367
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	3442 COUNTY ROAD 81, CLANTON, AL 35045-7722
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2018/217705
Date	Oct 11, 2018
Book Page	R2018/217705
Instrument	217705

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	May 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	3442 COUNTY ROAD 81, CLANTON, AL 35045-7722
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2020/233068
Date	Nov 3, 2020
Book Page	R2020/233068
Instrument	233068

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2045

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	3442 COUNTY ROAD 81, CLANTON, AL 35045-7722
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2018/217706
Date	Oct 11, 2018
Book Page	R2018/217706
Instrument	217706

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	115 Months
Due	May 1, 2028

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	3442 COUNTY ROAD 81, CLANTON, AL 35045-7722
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2011/161203
Date	Jan 13, 2011
Book Page	R2011/161203
Instrument	161203

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2041

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Apr 26, 2018
Property Address	3442 COUNTY ROAD 81, CLANTON, AL 35045-7722
Document Number	R2018/214367
Book / Page	R2018 / 214367
Instrument Date	Apr 26, 2018
Instrument	214367
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3442 COUNTY ROAD 81, CLANTON, AL 35045-7722

Mortgage

Document Number	0000214368
Date	Apr 26, 2018
Instrument	214368

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Mortgage

Document Number	R2018/214369
Date	Apr 26, 2018
Book Page	R2018/214369
Instrument	214369

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2028

August 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Aug 2, 2013
Property Address	3442 COUNTY ROAD 81, CLANTON, AL 35045-7722
Document Number	R2013/180645
Book / Page	R2013 / 180645
Instrument Date	Jul 31, 2013
Instrument	180645
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18289 DEDEAUX RD, GULFPORT, MS 39503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3442 COUNTY ROAD 81, CLANTON, AL 35045-7722
Investor	Possibly a Property Investor

Mortgage

Document Number	0000180646
Date	Aug 2, 2013
Instrument	180646

Lender

Name	HOMETOWN MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2043

Mortgage

Document Number	R2013/180647
Date	Aug 2, 2013
Book Page	R2013/180647
Instrument	180647

Lender

Name	HOMETOWN MORTGAGE SERVICES INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35242

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2023

June 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jun 24, 2008
Property Address	3442 COUNTY ROAD 81, CLANTON, AL 35045-7722
Document Number	R2008/141891
Book / Page	R2008 / 141891
Instrument Date	Jun 20, 2008
Instrument	141891
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3442 COUNTY ROAD 81, CLANTON, AL 35045-7722

Mortgage

Document Number	R2008/141892
Date	Jun 24, 2008
Book Page	R2008/141892
Instrument	141892

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3442 Co Rd 81 was $538, up 20.4% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$538.00 (+20.36%)	$27,920 (+6.08%) Land $5,000 Building $22,920	$139,600 Land $25,000 Building $114,600
2024	$447.00 Additional exemption filed	$26,320 (-) Land $5,000 Building $21,320
2023	$447.00 (+3.95%)	$26,320 (+120.25%) Land $5,000 Building $21,320	$131,600 (+10.13%) Land $25,000 Building $106,600
2022	$430.00	$11,950 Land $3,030 Building $8,920	$119,500 Land $30,300 Building $89,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3442 Co Rd 81 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3442 Co Rd 81 is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLANTON, THE WW & SB OF THE serves 13,500 people · EPA ID AL0000213
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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