3445 Via Monteverde, Encinitas, CA 92024 Property Records

San Diego County property record for 3445 Via Monteverde, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 6,264 sqft · built 2005
Lot Size	3.98 acres (173,369 sqft)
Owner	2 Company Names on Record
Last Sale	$3,100,000 (Sep 2020)
Tax Bill	$38,637 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264-241-21-00`

Property Details

APN / Parcel Number

Primary APN	`264-241-21-00`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	6,264 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	173,369 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	3445 VIA MONTEVERDE
City	ENCINITAS
State	CA
Zip	92024-6680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 7 TR 013947
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	013947
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3445 VIA MONTEVERDE, ENCINITAS, CA 92024-6680
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 29, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Jan 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Mar 20, 2015 · Amount on Record
Deed Document Number	2020571785
Last Transfer Date	Dec 18, 2024
Transfer Doc	0000004204
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2020
Property Address	3445 VIA MONTEVERDE, ENCINITAS, CA 92024-6680
Document Number	0000571785
Map Reference	MAP 13947
Instrument Date	Sep 2, 2020
Instrument	2020-0571785
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3445 VIA MONTEVERDE, ENCINITAS, CA 92024-6680

Mortgage

Document Number	0000571786
Date	Sep 25, 2020
Instrument	2020-0571786

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2018
Property Address	3445 VIA MONTEVERDE, ENCINITAS, CA 92024-6680
Document Number	0000034612
Instrument Date	Jan 24, 2018
Instrument	34612
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 VIA MONTEVERDE ENCINITAS CA 920246680, ENCINITAS, CA 92024-6680

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2018
Property Address	3445 VIA MONTEVERDE, ENCINITAS, CA 92024-6680
Document Number	0000034613
Instrument Date	Jan 24, 2018
Instrument	34613
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3445 VIA MONTEVERDE ENCINITAS CA 920246680, ENCINITAS, CA 92024-6680

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,422,647 (+2%) Land $1,766,527 Building $1,656,120
2025	$38,637.00 (+7.29%)	$3,355,538 (+4.04%) Land $1,731,890 Building $1,623,648
2023	$36,012.00 (+1.92%)	$3,225,240 Land $1,664,640 Building $1,560,600
2022	$35,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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