3438 Via Monteverde, Encinitas, CA 92024 Property Records

San Diego County property record for 3438 Via Monteverde, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,795 sqft · built 2004
Lot Size	2.96 acres (128,938 sqft)
Owner	Company Name on Record
Tax Bill	$16,991 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`264-241-20-00`

Property Details

APN / Parcel Number

Primary APN	`264-241-20-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,795 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	128,938 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	3438 VIA MONTEVERDE
City	ENCINITAS
State	CA
Zip	92024-6680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 6 TR 013947
Legal Subdivision	ENCINITAS 97-219 PH 2
Legal Tract	013947
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3438 VIA MONTEVERDE, ENCINITAS, CA 92024-6680
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 13, 2020	Deed of Trust, Mortgage QUICKEN LNS
May 28, 2019	Correction Deed, Transfer NOT AVAILABLE
Feb 6, 2018	Quit Claim Deed, Transfer TIAA FSB
Feb 4, 2019	Quit Claim Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 24, 2019
Transfer Doc	0000200627
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3438 VIA MONTEVERDE, ENCINITAS, CA 92024-6680
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	AMROCK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 VIA MONTEVERDE, ENCINITAS, CA 92024-6680

Mortgage

Document Number	0000310317
Date	Apr 22, 2021
Instrument	2021-0310317

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Type Change Date	Apr 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.6%
Index	Other
Margin	3
Max Rate	7.6%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3438 VIA MONTEVERDE, ENCINITAS, CA 92024-6680
Document Number	0000142355
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3438 VIA MONTEVERDE ENCINITAS CA 920246680, ENCINITAS, CA 92024-6680

Mortgage

Document Number	0000142355
Date	Mar 19, 2020
Instrument	142355

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.85%

May 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 28, 2019
Property Address	3438 VIA MONTEVERDE, ENCINITAS, CA 92024-6680
Document Number	0000200627
Instrument Date	May 24, 2019
Instrument	200627
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3438 VIA MONTEVERDE ENCINITAS CA 920246680, ENCINITAS, CA 92024-6680

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 6, 2018
Property Address	3438 VIA MONTEVERDE, ENCINITAS, CA 92024-6680
Document Number	0000047332
Instrument Date	Jan 20, 2018
Instrument	47332
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3438 VIA MONTEVERDE ENCINITAS CA 920246680, ENCINITAS, CA 92024-6680

Mortgage

Document Number	47333
Date	Feb 6, 2018
Instrument	47333

Lender

Name	TIAA FSB
Address	301 W BAY ST, JACKSONVILLE, FL 32202-5184

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 4, 2019
Property Address	3438 VIA MONTEVERDE, ENCINITAS, CA 92024-6680
Document Number	0000039643
Instrument Date	Jan 20, 2018
Instrument	39643
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3438 VIA MONTEVERDE ENCINITAS CA 920246680, ENCINITAS, CA 92024-6680

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,479,878 (+2%) Land $561,870 Building $918,008
2025	$16,991.00 (+7.31%) Homeowner's exemption	$1,450,861 (+4.04%) Land $550,853 Building $900,008
2023	$15,833.00 (-2.41%) Homeowner's exemption	$1,394,523 Land $529,463 Building $865,060
2022	$16,224.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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