San Diego County property record for 3430 Via Monteverde, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 6,042 sqft · built 2005 |
| Lot Size | 2.46 acres (107,593 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,500,000 (Nov 2019) |
| Tax Bill | $31,804 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-241-19-00 |
| Primary APN | 264-241-19-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 6,042 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 107,593 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 3430 VIA MONTEVERDE |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 5 TR 013947 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 013947 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-241-19-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3430 VIA MONTEVERDE, ENCINITAS, CA 92024-6680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Nov 15, 2019 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 02, 2017 | Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA |
| Oct 02, 2017 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on Record |
| Deed Sale | Nov 15, 2019 · Amount on Record |
| Prior Sale | Oct 02, 2017 · Amount on Record |
| Deed Document Number | 2019530054 |
| Prior Transfer Date | Sep 29, 2017 |
| Prior Transfer Doc | 0000453858 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3430 VIA MONTEVERDE, ENCINITAS, CA 92024-6680 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3430 VIA MONTEVERDE, ENCINITAS, CA 92024-6680 |
| Document Number | 0000102900 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-0102900 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 15, 2019 |
| Property Address | 3430 VIA MONTEVERDE, ENCINITAS, CA 92024-6680 |
| Document Number | 0000530054 |
| Map Reference | MAP 13947 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 2019-0530054 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE CO SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3430 VIA MONTEVERDE, ENCINITAS, CA 92024-6680 |
| Document Number | 0000530055 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2019-0530055 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 02, 2017 |
| Property Address | 3430 VIA MONTEVERDE, ENCINITAS, CA 92024-6680 |
| Document Number | 0000453858 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 453858 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3430 VIA MONTEVERDE ENCINITAS CA 920246680, ENCINITAS, CA 92024-6680 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 02, 2017 |
| Property Address | 3430 VIA MONTEVERDE, ENCINITAS, CA 92024-6680 |
| Document Number | 0000453857 |
| Map Reference | MAP13947 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 2017-0453857 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3430 VIA MONTEVERDE, ENCINITAS, CA 92024-6680 |
| Document Number | 0000453859 |
|---|---|
| Date | Oct 02, 2017 |
| Instrument | 2017-0453859 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,788,793 (+2%) Land $1,003,965 Building $1,784,828 | |
| 2025 | $31,804.00 (+7.58%) Homeowner's exemption | $2,734,112 (+4.04%) Land $984,280 Building $1,749,832 |
| 2023 | $29,564.00 (+1.9%) Homeowner's exemption | $2,627,945 Land $946,060 Building $1,681,885 |
| 2022 | $29,012.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 85 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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