Seminole County property record for 3400 Rose Mallow Loop, Oviedo, FL 32766
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,562 sqft · built 2003 |
| Lot Size | 0.207 acres (9,005 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $688,500 (Jul 2025) |
| Tax Bill | $4,319 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-21-32-5PY-0000-2510 |
| Primary APN | 18-21-32-5PY-0000-2510 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,562 sqft Living Area |
| Gross Area | 3,041 sqft |
| 1st Floor Area | 2,562 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,005 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 479 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 271 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3400 ROSE MALLOW LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32766-6646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 251 SANCTUARY PHASE 1 VILLAGE 6 PB 58 PGS 60 - 64 |
| Legal Range | 32E |
| Legal Township | 21S |
| Legal Section | 18 |
| Legal Subdivision | SANCTUARY PHASE 1 VILLAGE 6 |
| Legal Tract | 5PY |
| Legal Lot Number | 251 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 21206 |
3400 Rose Mallow Loop is owned and occupied by two individuals who acquired it in February 2026.
Source: Seminole County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3400 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on File |
| Deed Sale | Jul 8, 2025 · Amount on File |
| Prior Sale | May 9, 2005 |
| Deed Document Number | 202566356 |
| Deed Book / Page | 10856 / 1777 |
| Last Transfer Date | Feb 13, 2026 |
| Transfer Doc | 0109831729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Feb 16, 2026 |
| Property Address | 3400 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646 |
| Document Number | 0109831729 |
| Book / Page | 10983 / 1729 |
| Map Reference | MB 58 PG 60-64 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026015117 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3400 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3400 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3400 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646 |
| Document Number | 0095720773 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3400 ROSE MALLOW LOOP OVIEDO FL 327666646, OVIEDO, FL 32766-6646 |
| Document Number | 0095720773 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 009572/000773 |
| Instrument | 36032 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 3400 Rose Mallow Loop was $4,319.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,319.00 | $295,470 | $510,365 Land $134,000 Building $376,365 |
| 2023 | $3,851.00 (+2.8%) Homeowner's exemption | $278,780 (+3%) | $489,097 (+8.42%) Land $134,000 Building $355,097 |
| 2022 | $3,746.00 Homeowner's exemption | $270,660 | $451,116 Land $120,000 Building $331,116 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3400 Rose Mallow Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3400 Rose Mallow Loop is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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