Seminole County property record for 3440 Rose Mallow Loop, Oviedo, FL 32766
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,486 sqft · built 2003 |
| Lot Size | 0.339 acres (14,792 sqft) |
| Owner | Company Name on Record |
| Last Sale | $53,000 (Feb 2014) |
| Tax Bill | $8,249 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-21-32-5PY-0000-2550 |
| Primary APN | 18-21-32-5PY-0000-2550 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,486 sqft Living Area |
| 1st Floor Area | 2,369 sqft |
| 2nd Floor Area | 2,117 sqft |
| Upper Floors Area | 2,117 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 14,792 sqft |
| Garage Area | 299 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 722 sqft |
| Patio Area | 932 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3440 ROSE MALLOW LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32766-6646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 255 SANCTUARY PHASE 1 VILLAGE 6 PB 58 PGS 60 - 64 |
| Legal Range | 32E |
| Legal Township | 21S |
| Legal Section | 18 |
| Legal Subdivision | SANCTUARY |
| Legal Phase | 1 |
| Legal Lot Number | 255 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 21206 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3440 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2014 · Amount on Record |
| Deed Sale | Feb 5, 2014 · Amount on Record |
| Prior Sale | Feb 5, 2014 · Amount on Record |
| Deed Document Number | 0082060002 |
| Deed Book / Page | 08206 / 0002 |
| Last Transfer Date | Apr 8, 2025 |
| Transfer Doc | 0108021856 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3440 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0098490110 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 9849/110 |
| Instrument | 2021022006 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,249.00 (+14.39%) Homeowner's exemption | $519,289 (+5.99%) | $822,816 (+4.82%) Land $134,000 Building $688,816 |
| 2023 | $7,211.00 (+2.6%) Homeowner's exemption | $489,955 (+3%) | $784,976 (+7.68%) Land $134,000 Building $650,976 |
| 2022 | $7,028.00 Homeowner's exemption | $475,684 | $729,014 Land $120,000 Building $609,014 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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