San Luis Obispo County property record for 3445 Gilbert Ave, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,272 sqft · built 1978 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $865,000 (Jul 2017) |
| Tax Bill | $10,134 (2025) |
| Deeds & Mortgages | Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-405-038 |
| Primary APN | 064-405-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,272 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 3,500 sqft (0.08 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 3445 GILBERT AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | MORRO STR U 1 BL 21 LTS 4 & 5 |
| Legal Subdivision | MORRO STRAND |
| Legal Block | 21 |
| Legal Lot Number | 4,5 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10504 |
Source: San Luis Obispo County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6323 N BRIARWOOD AVE, FRESNO, CA 93711-1717 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2017 · Amount on Record |
| Deed Sale | Jul 3, 2017 · Amount on Record |
| Deed Document Number | 201729136 |
| Prior Transfer Date | Feb 12, 2004 |
| Prior Transfer Doc | 0000012170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 3, 2017 |
| Property Address | 3445 GILBERT AVE, CAYUCOS, CA 93430-1817 |
| Document Number | 0000029136 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 29136 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $951.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5641 FRESNO CA 937555641, FRESNO, CA 93755-5641 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $986,493 (+2%) Land $580,291 Building $406,202 | |
| 2025 | $10,134.00 (+1.92%) | $967,151 (+4.04%) Land $568,913 Building $398,238 |
| 2023 | $9,943.00 (+1.71%) | $929,597 Land $546,822 Building $382,775 |
| 2022 | $9,776.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1983–2016) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jan 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 56% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Ranch Wifi.
5G and 4G LTE (outdoors only)
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