San Luis Obispo County property record for 3485 Gilbert Ave, Cayucos, CA 93430 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,181 sqft · built 1978 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $950,000 (Dec 2020) |
| Tax Bill | $10,693 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-405-005 |
| Primary APN | 064-405-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,181 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Construction Type | Wood |
| Lot Area | 3,485 sqft (0.08 acres) |
| Terrain | Other |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3485 GILBERT AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORRO STR 1 BL 21 LTS 6 & 7 |
| Legal Subdivision | MORRO STRAND 01 |
| Legal Tract | 1 |
| Legal Block | 21 |
| Legal Lot Number | 6,7 7 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-405-005
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3485 GILBERT AVE, CAYUCOS, CA 93430-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2021 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU |
| Dec 08, 2020 | Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2020 · Amount on Record |
| Deed Sale | Dec 08, 2020 · Amount on Record |
| Prior Sale | Feb 05, 2016 |
| Deed Document Number | 2020072296 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3485 GILBERT AVE, CAYUCOS, CA 93430-1817 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3485 GILBERT AVE, CAYUCOS, CA 93430-1817 |
| Document Number | 0000079540 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 2021079540 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 08, 2020 |
| Property Address | 3485 GILBERT AVE, CAYUCOS, CA 93430-1817 |
| Document Number | 0000072296 |
| Map Reference | MB 3 PG 105 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2020072296 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3485 GILBERT AVE, CAYUCOS, CA 93430-1817 |
| Document Number | 0000072297 |
|---|---|
| Date | Dec 08, 2020 |
| Instrument | 2020072297 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,693.00 (+1.94%) Homeowner's exemption | $1,028,308 (+4.04%) Land $784,762 Building $243,546 |
| 2023 | $10,490.00 (+1.73%) Homeowner's exemption | $988,380 Land $754,290 Building $234,090 |
| 2022 | $10,312.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 79% of the US · above 57% of California |
|---|---|
| Wildfire Likelihood | About 1 in 189 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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