3412 Gilbert Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3412 Gilbert Ave, Cayucos, CA 93430 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,636 sqft · built 2002
Lot Size0.129 acres (5,600 sqft)
OwnerCompany Name on File
Last Sale$945,000 (Jan 2012)
Tax Bill$10,393 (2025)
Deeds & MortgagesJan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN064-406-017

Property Details

APN / Parcel Number

Primary APN064-406-017

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,636 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeWood
Lot Area5,600 sqft (0.129 acres)
TerrainBelow Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address3412 GILBERT AVE
CityCAYUCOS
StateCA
Zip93430-1818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORRO STR 1 BL 19 LTS 10 & 11
Legal SubdivisionMORROW STRAND 01
Legal Tract1
Legal Block19
Legal Lot Number10,11
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2015
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-406-017

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 398, CORCORAN, CA 93212-0398
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 20, 2012 · Amount on Record
Deed SaleJan 20, 2012 · Amount on Record
Deed Document Number20123446
Prior Transfer DateApr 08, 2011
Prior Transfer Doc0000018296
Record UpdatedSep 20, 2026

January 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 16, 2019
Property Address3412 GILBERT AVE, CAYUCOS, CA 93430-1818
Document Number0000001765
Instrument DateJan 04, 2019
Instrument1765
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3412 GILBERT AVE CAYUCOS CA 934301818, CAYUCOS, CA 93430-1818

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,012,116 (+2%) Land $448,405 Building $563,711
2025$10,393.00 (+1.91%)$992,271 (+4.04%) Land $439,613 Building $552,658
2023$10,198.00 (+1.71%)$953,743 Land $422,544 Building $531,199
2022$10,027.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Nearby Flood Policies20 in force
Nearby Flood Claims10 (1983–2016)
Claims Outside the SFHA6 of 10
Most Recent ClaimJan 2016, other causes
Claims By Storm
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire RiskHigh
above 79% of the US · above 57% of California
Wildfire LikelihoodAbout 1 in 189 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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