3445 Custer Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3445 Custer Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,640 sqft · built 1939
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Oct 2020)
Tax Bill	$11,197 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-0006-0081-00`

Property Details

APN / Parcel Number

Primary APN	`038-0006-0081-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,640 sqft Living Area
1st Floor Area	820 sqft
2nd Floor Area	820 sqft
Basement Area	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	120 ft deep x 48 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3445 CUSTER AVE
City	CINCINNATI
State	OH
Zip	45208-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3445 CUSTER AVE 48 X 120 PT LOT 81-82 OBSERVATORY HTS SUB PARS 81-82 CONS
Legal Subdivision	OBSERVATORY HEIGHTS SUB
Legal Lot Number	81-82 82
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	4800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3445 CUSTER AVE, CINCINNATI, OH 45208-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	0000107188
Deed Book / Page	14275 / 2805
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 15, 2020
Property Address	3445 CUSTER AVE, CINCINNATI, OH 45208-2528
Document Number	0000107188
Book / Page	14275 / 2805
Map Reference	MB 29 PG 80
Instrument Date	Oct 7, 2020
Instrument	2020-0107188
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000107189
Date	Oct 15, 2020
Instrument	2020-0107189

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,197.00 (+3.13%)	$182,000 (-) Land $64,995 Building $117,005
2024	$10,857.00 (-2.22%)	$182,000 (-) Land $64,995 Building $117,005
2023	$11,103.00 (+24.82%)	$182,000 (+39.18%) Land $64,995 Building $117,005	$520,000 (+39.18%) Land $185,700 Building $334,300
2022	$8,895.00 Homeowner's exemption	$130,768 Land $57,362 Building $73,406
2020			$373,620 Land $163,890 Building $209,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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