34445 Valley Oaks Loop, Union City, CA 94587 Property Records

Alameda County property record for 34445 Valley Oaks Loop, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,677 sqft · built 1998
Lot Size	0.146 acres (6,361 sqft)
Owner	Trust Name on File
Last Sale	$635,000 (Apr 2009)
Tax Bill	$11,714 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`87-99-19`

Property Details

APN / Parcel Number

Primary APN	`87-99-19`
Alternative APN	`087-0099-019-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,677 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,361 sqft (0.146 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	34445 VALLEY OAKS LOOP
City	UNION CITY
State	CA
Zip	94587-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00019 BLK: TR: 6907
Legal Tract	6907
Legal Lot Number	1-60
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1007
Census Tract	440337

Owner

34445 Valley Oaks Loop is owner-occupied and held in a trust since January 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	34445 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 26, 2021	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
May 5, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
May 5, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Jul 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2009 · Amount on File
Deed Sale	Apr 30, 2009 · Amount on File
Prior Sale	Sep 3, 2008 · Amount on File
Deed Document Number	2009136619
Last Transfer Date	Jan 19, 2021
Transfer Doc	0000031831
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jan 26, 2021
Property Address	34445 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Document Number	0000031831
Map Reference	MB 235 PG 51-54
Instrument Date	Jan 19, 2021
Instrument	2021031831
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34445 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016

Mortgage

Document Number	0000031832
Date	Jan 26, 2021
Instrument	2021031832

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 26, 2021
Property Address	34445 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Document Number	0000031833
Instrument Date	Dec 28, 2020
Instrument	31833
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	34445 VALLEY OAKS LOOP UNION CITY CA 945878016, UNION CITY, CA 94587-8016

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 5, 2020
Property Address	34445 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Document Number	0000103642
Instrument Date	Apr 16, 2020
Instrument	103642
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	34445 VALLEY OAKS LOOP UNION CITY CA 945878016, UNION CITY, CA 94587-8016

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 5, 2020
Property Address	34445 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Document Number	0000103640
Instrument Date	Apr 16, 2020
Instrument	103640
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34445 VALLEY OAKS LOOP UNION CITY CA 945878016, UNION CITY, CA 94587-8016

Mortgage

Document Number	103641
Date	May 5, 2020
Instrument	103641

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 4, 2035

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 26, 2017
Property Address	34445 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Document Number	0000163256
Instrument Date	Jul 5, 2017
Instrument	163256
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	34445 VALLEY OAKS LOOP UNION CITY CA 945878016, UNION CITY, CA 94587-8016

Tax Assessment & Valuation

The 2025 property tax bill for 34445 Valley Oaks Loop was $11,714 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$827,021 (+1.14%) Land $250,206 Building $583,815
2025	$11,714.00 Homeowner's exemption	$817,670 Land $245,301 Building $572,369
2023	$11,611.00 Homeowner's exemption	$785,926 Land $235,778 Building $550,148	$1,444,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34445 Valley Oaks Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34445 Valley Oaks Loop is moderate, ranking above 58% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, RobinsonHSS.

Nearby Properties on Valley Oaks Loop

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