34437 Valley Oaks Loop, Union City, CA 94587 Property Records

Alameda County property record for 34437 Valley Oaks Loop, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,388 sqft · built 1998
Lot Size	0.14 acres (6,100 sqft)
Owner	Trust Name on File
Last Sale	$910,000 (Jul 2015)
Tax Bill	$15,078 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87-99-17`

Property Details

APN / Parcel Number

Primary APN	`87-99-17`
Alternative APN	`087-0099-017-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,388 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,100 sqft (0.14 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	34437 VALLEY OAKS LOOP
City	UNION CITY
State	CA
Zip	94587-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00017 BLK: TR: 6907
Legal Subdivision	TRACT 6907
Legal Tract	6907
Legal Lot Number	1-60
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1007
Census Tract	440337

Owner

34437 Valley Oaks Loop is held in a trust since June 2018.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	34437 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2015 · Amount on File
Deed Sale	Jul 1, 2015 · Amount on File
Prior Sale	Nov 3, 1998 · Amount on File
Deed Document Number	2015182274
Last Transfer Date	Jun 17, 2018
Transfer Doc	0000124541
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	34437 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Transaction Type	Mortgage
Record Updated	Dec 26, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34437 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016

Mortgage

Document Number	0000191851
Date	Dec 1, 2022
Instrument	2022191851

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	UNION CITY, CA 94587

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	34437 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34437 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016

Mortgage

Document Number	0000291012
Date	Oct 30, 2020
Instrument	2020291012

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	34437 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Document Number	0000190992
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	34437 VALLEY OAKS LOOP UNION CITY CA 945878016, UNION CITY, CA 94587-8016

Mortgage

Document Number	0000190992
Date	Sep 24, 2019
Instrument	190992

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 22, 2018
Property Address	34437 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Document Number	0000124541
Instrument Date	Jun 17, 2018
Instrument	124541
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	34437 VALLEY OAKS LOOP UNION CITY CA 945878016, UNION CITY, CA 94587-8016

Tax Assessment & Valuation

The 2025 property tax bill for 34437 Valley Oaks Loop was $15,078.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,098,770 (+2%) Land $329,631 Building $769,139
2025	$15,078.00	$1,077,230 Land $323,169 Building $754,061
2023	$14,773.00	$1,035,406 Land $310,622 Building $724,784	$1,445,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34437 Valley Oaks Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34437 Valley Oaks Loop is moderate, ranking above 58% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, RobinsonHSS.

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