34440 Valley Oaks Loop, Union City, CA 94587 Property Records

Alameda County property record for 34440 Valley Oaks Loop, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,388 sqft · built 1998
Lot Size	0.13 acres (5,670 sqft)
Owner	Trust Name on File
Last Sale	$1,050,000 (Jun 2017)
Tax Bill	$16,774 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`87-99-50`

Property Details

APN / Parcel Number

Primary APN	`87-99-50`
Alternative APN	`087-0099-050-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,388 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,670 sqft (0.13 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	34440 VALLEY OAKS LOOP
City	UNION CITY
State	CA
Zip	94587-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00050 BLK: TR: 6907
Legal Tract	6907
Legal Lot Number	1-60
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1009
Census Tract	440337

Owner

34440 Valley Oaks Loop is owner-occupied and held in a trust since November 2020.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	34440 VALLEY OAKS LOOP, UNION CITY, CA 94587-8015
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 22, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 19, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Prior Sale	Jul 12, 2005 · Amount on File
Deed Document Number	2017132836
Last Transfer Date	Nov 10, 2020
Transfer Doc	0000027312
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	34440 VALLEY OAKS LOOP, UNION CITY, CA 94587-8015
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34440 VALLEY OAKS LOOP, UNION CITY, CA 94587-8015

Mortgage

Document Number	0000029066
Date	Mar 10, 2023
Instrument	2023029066

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 12, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	34440 VALLEY OAKS LOOP, UNION CITY, CA 94587-8015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34440 VALLEY OAKS LOOP, UNION CITY, CA 94587-8015

Mortgage

Document Number	0000282237
Date	Oct 22, 2020
Instrument	2020282237

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	34440 VALLEY OAKS LOOP, UNION CITY, CA 94587-8015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34440 VALLEY OAKS LOOP, UNION CITY, CA 94587-8015

Mortgage

Document Number	0000176737
Date	Jul 24, 2020
Instrument	2020176737

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 22, 2021
Property Address	34440 VALLEY OAKS LOOP, UNION CITY, CA 94587-8015
Document Number	0000027312
Instrument Date	Nov 10, 2020
Instrument	27312
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	34440 VALLEY OAKS LOOP UNION CITY CA 945878015, UNION CITY, CA 94587-8015

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 19, 2017
Property Address	34440 VALLEY OAKS LOOP, UNION CITY, CA 94587-8015
Document Number	0000132836
Instrument Date	Jun 8, 2017
Instrument	132836
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	34440 VALLEY OAKS LOOP UNION CITY CA 945878015, UNION CITY, CA 94587-8015

Mortgage

Document Number	132837
Date	Jun 19, 2017
Instrument	132837

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 34440 Valley Oaks Loop was $16,774 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,235,957 (+1.43%) Land $372,887 Building $870,070
2025	$16,774.00 Homeowner's exemption	$1,218,587 Land $365,576 Building $853,011
2023	$16,361.00 Homeowner's exemption	$1,171,274 Land $351,382 Building $819,892	$1,384,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34440 Valley Oaks Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34440 Valley Oaks Loop is moderate, ranking above 58% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, RobinsonHSS.

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