3443 Rustic Oak Trl, Middleburg, FL 32068 Property Records

Clay County property record for 3443 Rustic Oak Trl, Middleburg, FL 32068 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,851 sqft · built 2005
Lot Size4.55 acres (198,198 sqft)
Owner2 Owner Names on File
Last Sale$60,000 (Oct 2004)
Tax Bill$2,092 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN19-05-25-010084-021-10

Property Details

APN / Parcel Number

Primary APN19-05-25-010084-021-10

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,851 sqft Heated Area
Gross Area2,554 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area198,198 sqft (4.55 acres)
Garage Area459 sqft
PorchPorch
Porch Area178 sqft
Patio Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3443 RUSTIC OAK TRL
CityMIDDLEBURG
StateFL
Zip32068-5812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT N1/2 A/K/A PT RUSTIC OAKS 2AS REC O R 2442 PG 1706
Legal Range25
Legal Township05
Legal Section19
Legal SubdivisionRUSTIC OAKS
JurisdictionCLAY FL
Township / Civil DivisionPENNEY FARMS
Census Block Group1
Census Block1011
Census Tract31203

Owner

Source: Clay County records · APN 19-05-25-010084-021-10

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3443 RUSTIC OAK TRL, MIDDLEBURG, FL 32068-5812
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 18, 2004 · Amount on Record
Deed SaleOct 18, 2004 · Amount on Record
Prior SaleMay 17, 2002 · Amount on Record
Deed Document Number2004080760
Deed Book / Page2442 / 1706
Record UpdatedJun 08, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address3443 RUSTIC OAK TRL, MIDDLEBURG, FL 32068-5812
Document Number0039340482
Book / Page003934 / 000482
Instrument DateJan 06, 2017
Transaction TypeMortgage
Record UpdatedMay 19, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3443 RUSTIC OAK TRL MIDDLEBURG FL 320685812, MIDDLEBURG, FL 32068-5812

Mortgage

Document Number0039340482
DateJan 12, 2017
Book Page003934/000482
Instrument1784
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 11, 2037

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,092.00 (-7.64%) Homeowner's exemption$177,333 (+5.99%)$352,708 (+4%) Land $50,050 Building $302,658
2023$2,265.00 (+8.84%) Homeowner's exemption$167,317 (+3%)$339,131 (+11.06%) Land $50,050 Building $289,081
2022$2,081.00 Homeowner's exemption$162,444$305,348 Land $50,050 Building $255,298

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 962 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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