Clay County property record for 3442 Rustic Oak Trl, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,796 sqft · built 1990 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,300 (Aug 2003) |
| Tax Bill | $1,194 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-05-25-010084-021-24 |
| Primary APN | 19-05-25-010084-021-24 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| 1st Floor Area | 1,796 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 44,867 sqft (1.03 acres) |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 500 sqft |
| Storage Building | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3442 RUSTIC OAK TRL |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 OF NW1/4 AS REC OR 2245 PG 1011;2948 PG 63FJ & 3417 PG 1149 |
| Legal Range | 25E |
| Legal Township | 05S |
| Legal Section | 19 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 31203 |
3442 Rustic Oak Trl is owned and occupied by an individual who acquired it in June 2012.
Source: Clay County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3442 RUSTIC OAK TRL, MIDDLEBURG, FL 32068-5811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2003 · Amount on File |
| Deed Sale | Aug 12, 2003 · Amount on File |
| Prior Sale | Jun 8, 2001 |
| Deed Document Number | 200354494 |
| Deed Book / Page | 2245 / 1011 |
| Last Transfer Date | Jun 7, 2012 |
| Transfer Doc | 0034171149 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3442 Rustic Oak Trl was $1,194 with a homeowner's exemption, up 5.4% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,194.00 (+5.38%) Homeowner's exemption | $118,463 | $260,263 Land $46,350 Building $213,913 |
| 2024 | $1,133.00 (-20.32%) | ||
| 2023 | $1,422.00 (+12.77%) Homeowner's exemption | $111,772 (+3%) | $250,093 (+17.76%) Land $46,350 Building $203,743 |
| 2022 | $1,261.00 Homeowner's exemption | $108,517 | $212,375 Land $30,900 Building $181,475 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3442 Rustic Oak Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3442 Rustic Oak Trl is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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