Clay County property record for 3424 Rustic Oak Trl, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,684 sqft · built 2003 |
| Lot Size | 2.09 acres (91,476 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (Nov 2003) |
| Tax Bill | $1,662 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-05-25-010084-021-20 |
| Primary APN | 19-05-25-010084-021-20 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,684 sqft Heated Area |
| Gross Area | 2,147 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 91,476 sqft (2.09 acres) |
| Porch | Porch |
| Porch Area | 463 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3424 RUSTIC OAK TRL |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E1/2 OF NW1/4 A/K/A LTS 17& 18 RUSTIC OAKS UNREC S/D ASREC O R 2296 PG 1316 |
| Legal Range | 25 |
| Legal Township | 05 |
| Legal Section | 19 |
| Legal Subdivision | RUSTIC OAKS |
| Legal Lot Number | 17 18 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 31203 |
3424 Rustic Oak Trl is owned and occupied by two individuals who bought it in November 2003.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3424 RUSTIC OAK TRL, MIDDLEBURG, FL 32068-5811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2003 · Amount on File |
| Deed Sale | Nov 24, 2003 · Amount on File |
| Prior Sale | May 30, 2003 · Amount on File |
| Deed Document Number | 200380785 |
| Deed Book / Page | 2296 / 1316 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3424 Rustic Oak Trl was $1,662 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,662.00 Homeowner's exemption | $149,151 | $333,034 Land $52,500 Building $280,534 |
| 2023 | $1,861.00 (+10.18%) Homeowner's exemption | $140,727 (+3%) | $317,361 (+16.68%) Land $52,500 Building $264,861 |
| 2022 | $1,689.00 Homeowner's exemption | $136,629 | $271,986 Land $37,800 Building $234,186 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3424 Rustic Oak Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3424 Rustic Oak Trl is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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