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3323 Hwy 178, Jay, FL 32565 Property Records

Santa Rosa County property record for 3323 Hwy 178, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,821 sqft · built 1976
Lot Size1.13 acres (49,223 sqft)
OwnerIndividual Name on File
Tax Bill$758 (2024)
Deeds & MortgagesSep 2017 Transfer
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN30-4N-29-0000-00300-0000

Property Details

APN / Parcel Number

Primary APN30-4N-29-0000-00300-0000
Alternative APN
  • N294300000003000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,821 sqft Living Area
Gross Area2,356 sqft
1st Floor Area1,821 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area49,223 sqft (1.13 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area115 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3323 HIGHWAY 178
CityJAY
StateFL
Zip32565-7325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*LIFE ESTATE* RESERVED IN: NEW DESC PER L/E DEEDS 2016* PARCEL A: COM SW CORN OF N2 OF NE4 THN E 1082.5 FT THN N 1350 FT THN E 547 THN S 50 FT TO S R/W OF CNTY RD #178 & POB THN CONT S 148 FT THN W 18 FT THN S 65 FT THN W 215 FT THN N 213 FT TO SAID
Legal Range29W
Legal Township4N
Legal Section30
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group4
Census Block4030
Census Tract10200

Owner

3323 Hwy 178 is owned and occupied by an individual who acquired it in July 2017.

Source: Santa Rosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address3323 HIGHWAY 178, JAY, FL 32565-7325
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2017Quit Claim Deed
ATTORNEY ONLY
Jun 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 20, 2017
Transfer Doc0036610072
Record UpdatedJun 8, 2026

September 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateSep 14, 2017
Property Address3323 HIGHWAY 178, JAY, FL 32565-7325
Document Number0036610072
Book / Page003661 / 000072
Instrument DateJul 20, 2017
Instrument38074
Record UpdatedOct 10, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3323 HIGHWAY 178 JAY FL 325657325, JAY, FL 32565-7325

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJun 27, 2017
Property Address3323 HIGHWAY 178, JAY, FL 32565-7325
Document Number0036361991
Book / Page003636 / 001991
Instrument DateJun 22, 2017
Instrument26002
Transaction TypeTransfer
Record UpdatedJul 6, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2333 HIGHWAY 178 JAY FL 32565, JAY, FL 32565

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$97,891 (+2.9%)$172,471 (+2.03%) Land $16,950 Building $155,521
2024$758.00 (+2.99%) Homeowner's exemption$95,132 (+3%)$169,036 (+6.3%) Land $16,950 Building $152,086
2023$736.00 (+3.37%) Homeowner's exemption$92,361 (+3%)$159,021 (+4.03%) Land $9,040 Building $149,981
2022$712.00 Homeowner's exemption$89,671$152,855 Land $9,040 Building $143,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3323 Hwy 178 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3323 Hwy 178 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 178

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