Charlotte County property record for 3442 Dover Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,595 sqft · built 1992 |
| Lot Size | 0.383 acres (16,665 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $139,000 (Jun 2020) |
| Tax Bill | $2,915 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Jun 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 402322354005 |
| Primary APN | 402322354005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| Gross Area | 2,698 sqft |
| 1st Floor Area | 1,595 sqft |
| Intercom | Intercom |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 16,665 sqft (0.383 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 575 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Loading Dock | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00839770000005 |
|---|---|
| Street Address | 3442 DOVER DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-3576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HRBR HTS SEC 4 REV PRT 4 BLK 97A LTS 48 & 49 DC988/211-JHC 988/214 DC3188/1522-FFL DC3408/1658-EML PR09-1071-EML OSA3413/1657 3460/1292 3460/1293 4066/578 CD4069/1911 4586/1103 3183833 HBH 004 097A 0050 HRBR HTS SEC 4 REV PART |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 22 |
| Legal Subdivision | HRBR HTS |
| Legal Tract | HBH |
| Legal Block | 97A |
| Legal Lot Number | 48,49 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 21001 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3442 DOVER DR, PUNTA GORDA, FL 33983-3576 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 8, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jun 11, 2020 | Warranty Deed, Transfer ACHIEVA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on Record |
| Deed Sale | Jun 11, 2020 · Amount on Record |
| Prior Sale | Mar 1, 2016 · Amount on Record |
| Deed Document Number | 20202819761 |
| Deed Book / Page | 4586 / 1103 |
| Prior Transfer Date | Jun 5, 2020 |
| Prior Transfer Doc | 0045861103 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 8, 2022 |
| Property Address | 3442 DOVER DR, PUNTA GORDA, FL 33983-3576 |
| Document Number | 0003183833 |
| Map Reference | MB 3 PG 79A&79B |
| Instrument Date | Dec 1, 2022 |
| Instrument | 3183833 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3442 DOVER DR, PUNTA GORDA, FL 33983-3576 |
| Name | Verified Name |
|---|---|
| Address | 3442 DOVER DR, PUNTA GORDA, FL 33983-3576 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 11, 2020 |
| Property Address | 3442 DOVER DR, PUNTA GORDA, FL 33983-3576 |
| Document Number | 0045861103 |
| Book / Page | 004586 / 001103 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 2819761 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2020 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $973.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3442 DOVER DR PUNTA GORDA FL 339833576, PUNTA GORDA, FL 33983-3576 |
| Document Number | 45861106 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 004586/001106 |
| Instrument | 2819762 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 10, 2050 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,915.00 (-35.16%) | $233,294 (+5.99%) | $400,882 (+4.3%) Land $112,200 Building $288,682 |
| 2024 | $4,496.00 (+0.85%) | ||
| 2023 | $4,458.00 (+5.29%) Homeowner's exemption | $220,116 (+3%) | $384,339 (+11.94%) Land $165,000 Building $219,339 |
| 2022 | $4,234.00 Homeowner's exemption | $213,705 | $343,348 Land $102,000 Building $241,348 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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