Charlotte County property record for 3390 Dover Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,986 sqft · built 2015 |
| Lot Size | 0.23 acres (9,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Dec 2025) |
| Tax Bill | $8,642 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Dec 2025 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 402322310015 |
| Primary APN | 402322310015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,986 sqft Living Area |
| Gross Area | 3,375 sqft |
| 1st Floor Area | 1,986 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Masonry/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,999 sqft (0.23 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 703 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 269 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 686 sqft |
| Loading Dock | 184 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00839830000007 |
|---|---|
| Street Address | 3390 DOVER DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-3585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HARBOUR HEIGHTS SEC 4 REV PART 4 BLK 97A LTS 60 & 61 422/628 419/357 542/1193 627/431 671/1132 674/1556 967/18 DRAIN EAS995-658 2015/484 CD2050/1094 2160/1740 3809/1228 4993/2186 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 22 |
| Legal Subdivision | HARBOUR HEIGHTS |
| Legal Tract | HBH |
| Legal Block | 97A |
| Legal Lot Number | 60,61 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 21001 |
3390 Dover Dr is owned and occupied by two individuals who acquired it in September 2026.
Source: Charlotte County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3390 DOVER DR, PUNTA GORDA, FL 33983-3585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 23, 2025 | Warranty Deed, Transfer |
| Jun 1, 2022 | Warranty Deed, Transfer BURNT STORE T&E LLC |
| Oct 13, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on File |
| Deed Sale | Dec 23, 2025 · Amount on File |
| Prior Sale | Jun 1, 2022 · Amount on File |
| Deed Document Number | 20253599265 |
| Last Transfer Date | Sep 17, 2026 |
| Transfer Doc | 0003684850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 18, 2026 |
| Property Address | 3390 DOVER DR, PUNTA GORDA, FL 33983-3585 |
| Document Number | 0003684850 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 20263684850 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3390 DOVER DR, PUNTA GORDA, FL 33983-3585 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 23, 2025 |
| Property Address | 3390 DOVER DR, PUNTA GORDA, FL 33983-3585 |
| Document Number | 0003599265 |
| Map Reference | MB 3 PG 79 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 3599265 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $3,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15158 W CAMINO ESTRELLA DR, SURPRISE, AZ 85374-2038 |
| Name | Verified Name |
|---|---|
| Address | 3390 DOVER DR, PUNTA GORDA, FL 33983-3585 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 1, 2022 |
| Property Address | 3390 DOVER DR, PUNTA GORDA, FL 33983-3585 |
| Document Number | 0049932186 |
| Book / Page | 4993 / 2186 |
| Map Reference | MB 3 PG 79A&79B |
| Instrument Date | May 17, 2022 |
| Instrument | 3109546 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | BURNT STORE T&E LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 487 CARTAGENA ST, 487, PUNTA GORDA, FL 33983-5870 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3390 DOVER DR, PUNTA GORDA, FL 33983-3585 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 3390 DOVER DR, PUNTA GORDA, FL 33983-3585 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042451088 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 4245/1088 |
| Instrument | 2558313 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3390 Dover Dr was $8,642.
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,642.00 Homeowner's exemption | $538,475 Land $74,800 Building $463,675 | $538,475 Land $74,800 Building $463,675 |
| 2023 | $10,867.00 (+125.41%) | $610,853 (+123.73%) | $481,140 (+8.96%) Land $110,000 Building $371,140 |
| 2022 | $4,821.00 Homeowner's exemption | $273,037 | $441,587 Land $68,000 Building $373,587 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3390 Dover Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3390 Dover Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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