Charlotte County property record for 3402 Dover Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,995 sqft · built 2000 |
| Lot Size | 0.229 acres (9,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $845,000 (May 2022) |
| Tax Bill | $7,423 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-22-310-016 |
| Primary APN | 40-23-22-310-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,995 sqft Living Area |
| Gross Area | 2,742 sqft |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,999 sqft (0.229 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 774 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 246 sqft |
| Deck Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004622286 |
|---|---|
| Old Parcel Number | 00839820000008 |
| Street Address | 3402 DOVER DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-3576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HBH 004 097A 0058 HARBOUR HEIGHTS SEC 4 PART 4 REV BLK 97A LTS 58 & 59 PR81-341 906/1527 1029/1289 1440/2096 1642 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 22 |
| Legal Subdivision | HARBOUR HEIGHTS |
| Legal Block | 97A |
| Legal Lot Number | 58-59 59 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 21001 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 23119 AUGUST AVE, PORT CHARLOTTE, FL 33954-3514 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 19, 2018 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE ST BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Prior Sale | Jan 25, 2005 · Amount on Record |
| Deed Document Number | 3108908 |
| Deed Book / Page | 4993 / 162 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 31, 2022 |
| Property Address | 3402 DOVER DR, PUNTA GORDA, FL 33983-3576 |
| Document Number | 0049930162 |
| Book / Page | 4993 / 162 |
| Map Reference | MB 3 PG 79A&79B |
| Instrument Date | May 27, 2022 |
| Instrument | 3108908 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | SUNCOAST ONE TTL & CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,915.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2471 DORSEY DR, PUNTA GORDA, FL 33983-3110 |
| Name | Verified Name |
|---|---|
| Address | 23119 AUGUST AVE, PORT CHARLOTTE, FL 33954-3514 |
| Document Number | 0004993164 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 4993/164 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 3402 DOVER DR, PUNTA GORDA, FL 33983-3576 |
| Document Number | 0043651725 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3402 DOVER DR PUNTA GORDA FL 339833576, PUNTA GORDA, FL 33983-3576 |
| Document Number | 0043651725 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 004365/001725 |
| Instrument | 2651129 |
| Name | CHARLOTTE ST BK&TR |
|---|---|
| Type | Bank |
| Address | PORT CHARLOTTE, FL 33980 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 4, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,423.00 (-22.38%) | $492,062 (-6.86%) | $416,635 (-1.43%) Land $88,000 Building $328,635 |
| 2023 | $9,563.00 (+133.53%) | $528,303 (+132.37%) | $422,673 (+8.51%) Land $110,000 Building $312,673 |
| 2022 | $4,095.00 Homeowner's exemption | $227,355 | $389,541 Land $68,000 Building $321,541 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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