3442 Cobblestone Dr, Spencer, OK 73084 Property Records

Oklahoma County property record for 3442 Cobblestone Dr, Spencer, OK 73084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 2004
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2021)
Tax Bill	$2,192 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`2489-12-412-1100`

Property Details

APN / Parcel Number

Primary APN	`2489-12-412-1100`
Alternative APNs	`R124121100` `124121100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,627 sqft (0.221 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R124121100
Street Address	3442 COBBLESTONE DR
City	SPENCER
State	OK
Zip	73084-3256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE HOLLOW 001 011
Legal Range	02W
Legal Township	12N
Legal Section	23
Legal Subdivision	COBBLESTONE HOLLOW
Legal Block	1
Legal Lot Number	11
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	4
Census Block	4012
Census Tract	108011

Owner

Source: Oklahoma County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3442 COBBLESTONE DR, SPENCER, OK 73084-3256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jul 11, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Jul 11, 2019 · Amount on Record
Deed Document Number	20215478905
Deed Book / Page	14729 / 1920
Prior Transfer Date	Oct 12, 2016
Prior Transfer Doc	0011566560
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	May 4, 2021
Property Address	3442 COBBLESTONE DR, SPENCER, OK 73084-3256
Document Number	1078905
Book / Page	14729 / 1920
Instrument Date	Apr 30, 2021
Instrument	2021050401078905
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 S FRASER CT, AURORA, CO 80012-1552

Mortgage

Document Number	1078906
Date	May 4, 2021
Instrument	2021050401078906

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jul 11, 2019
Property Address	3442 COBBLESTONE DR, SPENCER, OK 73084-3256
Document Number	0140731052
Book / Page	014073 / 001052
Instrument Date	Jul 9, 2019
Instrument	10952000
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$157.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5405 SE 85TH ST OKLAHOMA CITY OK 731356138, OKLAHOMA CITY, OK 73135-6138

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Spencer City
Unified School District	Oklahoma City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,192.00 (+5.03%)	$20,119 (+10.25%) Land $2,675 Building $17,444	$188,000 (+8.05%) Land $25,000 Building $163,000
2024	$2,087.00 (+5.89%)
2023	$1,971.00	$18,249 Land $2,622 Building $15,627	$174,000 Land $25,000 Building $149,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER serves 3,746 people · EPA ID OK2005509
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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