3427 Cobblestone Dr, Spencer, OK 73084 Property Records

Oklahoma County property record for 3427 Cobblestone Dr, Spencer, OK 73084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,760 sqft · built 2004
Lot Size0.257 acres (11,238 sqft)
Owner2 Individual Names on Record
Last Sale$114,000 (Jul 2004)
Tax Bill$1,489 (2023)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-412-1350

Property Details

APN / Parcel Number

Primary APN12-412-1350
Alternative APNs
  • 2489-12-412-1350
  • R124121350

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,760 sqft Living Area
1st Floor Area1,760 sqft
Laundry RoomLaundry Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleRanch
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,238 sqft (0.257 acres)
Lot Dimensions92 ft deep x 122 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area185 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR124121350
Street Address3427 COBBLESTONE DR
CitySPENCER
StateOK
Zip73084-3257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOBBLESTONE HOLLOW 002 000 S30.70FT OF LOT 10 & ALL OF LOTS 11 & 12
Legal Range02W
Legal Township12N
Legal Section23
Legal QuarterNE
Legal SubdivisionCOBBLESTONE HOLLOW
Legal Block2
Legal Lot Number10-12 12
JurisdictionOKLAHOMA OK
Township / Civil DivisionOKLAHOMA CITY SOUTHEAST
Census Block Group4
Census Block4011
Census Tract108011

Owner

Source: Oklahoma County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3427 COBBLESTONE DR, SPENCER, OK 73084-3257
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2004 · Amount on Record
Deed SaleJul 12, 2004 · Amount on Record
Prior SaleJul 9, 2004
Deed Document Number2004112483
Deed Book / Page9387 / 0687
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKLAHOMA OK
Property Address3427 COBBLESTONE DR, SPENCER, OK 73084-3257
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyOKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011648900
DateNov 5, 2020
Book Page14533/1238
Instrument20201105011648900
Lender
NameLOANPAL LLC
AddressBEMIDJI, MN 56619
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyOklahoma County
MunicipalitySpencer City
Unified School DistrictOklahoma City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$15,692 (+6.09%) Land $3,126 Building $12,566$218,000 (+6.34%) Land $43,429 Building $174,571
2023$1,489.00 Homeowner's exemption$14,791 Land $3,133 Building $11,658$205,000 Land $43,429 Building $161,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER
serves 3,746 people · EPA ID OK2005509
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Atlink Services
Fixed Wireless
100 / 20

May also be available: AT&T.

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