3431 Cobblestone Dr, Spencer, OK 73084 Property Records

Oklahoma County property record for 3431 Cobblestone Dr, Spencer, OK 73084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 2004
Lot Size	0.133 acres (5,837 sqft)
Owner	Owner Name on File
Last Sale	$94,000 (Jun 2004)
Tax Bill	$1,309 (2025)
Flood Zone	Zone X (minimal risk)
APN	`12-412-1330`

Property Details

APN / Parcel Number

Primary APN	`12-412-1330`
Alternative APNs	`2489-12-412-1330` `R124121330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,518 sqft
Laundry Room	Laundry Room

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,837 sqft (0.133 acres)
Lot Dimensions	99 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	30 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R124121330
Street Address	3431 COBBLESTONE DR
City	SPENCER
State	OK
Zip	73084-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE HOLLOW 002 000 ALL LOT 9 & N14FT OF LOT 10
Legal Range	02W
Legal Township	12N
Legal Section	23
Legal Quarter	NE
Legal Subdivision	COBBLESTONE HOLLOW
Legal Block	2
Legal Lot Number	9,10
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	4
Census Block	4011
Census Tract	108011

Owner

Source: Oklahoma County records · APN 12-412-1330

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3431 COBBLESTONE DR, SPENCER, OK 73084-3257
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2004 · Amount on Record
Deed Sale	Jun 17, 2004 · Amount on Record
Deed Document Number	2004098026
Deed Book / Page	9358 / 1314
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Oklahoma County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Spencer City
Unified School District	Oklahoma City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,309.00 (+7.56%) Homeowner's exemption	$13,021 (+6.09%) Land $1,820 Building $11,201	$188,000 (+8.36%) Land $26,285 Building $161,715
2023	$1,217.00 Homeowner's exemption	$12,273 Land $1,859 Building $10,414	$173,500 Land $26,285 Building $147,215

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AtLink Services Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 301 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPENCER serves 3,746 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.