344 Summerset Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 344 Summerset Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,872 sqft · built 2005
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Company Names on Record
Last Sale	$555,900 (Aug 2017)
Tax Bill	$6,692 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001171-0210`

Property Details

APN / Parcel Number

Primary APN	`001171-0210`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,872 sqft Living Area
Gross Area	4,572 sqft
1st Floor Area	3,061 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	416 sqft
Porch	Slab
Porch Area	289 sqft
Deck Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	344 SUMMERSET DR
City	SAINT JOHNS
State	FL
Zip	32259-8884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	39/77-90 BARTRAM PLANTATION PHASE 1 LOT 21 OR4415/283 & 5993/469
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	BARTRAM PLANTATION PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	21
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1008
Census Tract	20807

Owner

Source: St. Johns County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	344 SUMMERSET DR, SAINT JOHNS, FL 32259-8884
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM
Aug 2, 2017	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2017 · Amount on Record
Deed Sale	Aug 2, 2017 · Amount on Record
Prior Sale	Mar 9, 2005 · Amount on Record
Deed Document Number	201753473
Deed Book / Page	4415 / 283
Last Transfer Date	Jul 26, 2024
Transfer Doc	0059930469
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	344 SUMMERSET DR, SAINT JOHNS, FL 32259-8884
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 SUMMERSET DR, SAINT JOHNS, FL 32259-8884

Mortgage

Document Number	0051550798
Date	Jan 19, 2021
Book Page	5155/798
Instrument	2021006330

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 4, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	344 SUMMERSET DR, SAINT JOHNS, FL 32259-8884
Document Number	0049891833
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	344 SUMMERSET DR ST JOHNS FL 322598884, ST JOHNS, FL 32259-8884

Mortgage

Document Number	0049891833
Date	Jul 15, 2020
Book Page	004989/001833
Instrument	56900

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 2, 2017
Property Address	344 SUMMERSET DR, SAINT JOHNS, FL 32259-8884
Document Number	0044150283
Book / Page	4415 / 0283
Map Reference	MB39 PG77-90
Instrument Date	Jul 27, 2017
Instrument	2017053473
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	KENDALL TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 SAWBILL PALM DR, 137, PONTE VEDRA BEACH, FL 32082-3840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 SUMMERSET DR, SAINT JOHNS, FL 32259-8884
Investor	Possibly a Property Investor

Mortgage

Document Number	2017053474
Date	Aug 2, 2017
Instrument	2017053474

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,640 (+2.7%)	$777,885 (+2.97%) Land $200,000 Building $577,885
2025	$6,692.00 (+11.81%) Homeowner's exemption	$510,847 (+5.99%)	$755,470 (+0.22%) Land $215,000 Building $540,470
2024	$5,985.00 (+1.92%)
2023	$5,872.00 (+2.64%) Homeowner's exemption	$481,990 (+3%)	$753,808 (+8.76%) Land $190,000 Building $563,808
2022	$5,721.00 Homeowner's exemption	$467,951	$693,100 Land $162,400 Building $530,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Summerset Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures