332 Summerset Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 332 Summerset Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,592 sqft · built 2001
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,000 (Mar 2020)
Tax Bill	$6,414 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001171-0220`

Property Details

APN / Parcel Number

Primary APN	`001171-0220`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,592 sqft Living Area
Gross Area	3,274 sqft
1st Floor Area	2,592 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	561 sqft
Porch	Finished/Open Porch
Porch Area	230 sqft
Deck Area	Deck Area
Patio Area	1,260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	332 SUMMERSET DR
City	SAINT JOHNS
State	FL
Zip	32259-8884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	39/77-90 BARTRAM PLANTATION PHASE 1 LOT 22 OR4905/517
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	BARTRAM PLANTATION PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	22
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1008
Census Tract	20807

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	332 SUMMERSET DR, SAINT JOHNS, FL 32259-8884
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Warranty Deed, Transfer · Conventional Mortgage JAX FCU
Mar 18, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CU/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	Jan 4, 2001 · Amount on Record
Deed Document Number	202022178
Deed Book / Page	4905 / 517
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 19, 2020
Property Address	332 SUMMERSET DR, SAINT JOHNS, FL 32259-8884
Document Number	0049050517
Book / Page	4905 / 517
Map Reference	MB 39 PG 77-90
Instrument Date	Mar 13, 2020
Instrument	2020022178
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,164.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 FOX WATER TRL, 217, SAINT AUGUSTINE, FL 32086-8417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 SUMMERSET DR, JACKSONVILLE, FL 32259-8884

Mortgage

Document Number	0049050519
Date	Mar 19, 2020
Instrument	4905/0519

Lender

Name	JAX FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	332 SUMMERSET DR, SAINT JOHNS, FL 32259-8884
Document Number	0046980839
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	332 SUMMERSET DR ST JOHNS FL 322598884, ST JOHNS, FL 32259-8884

Mortgage

Document Number	0046980839
Date	Mar 25, 2019
Book Page	004698/000839
Instrument	19861

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,442 (+2.7%)	$599,274 (+0.82%) Land $200,000 Building $399,274
2025	$6,414.00 (+11.88%) Homeowner's exemption	$490,206 (+2.9%)	$594,403 (+6.06%) Land $215,000 Building $379,403
2024	$5,733.00 (+1.92%) Homeowner's exemption	$476,391 (+3%)	$560,442 (-1.77%) Land $200,000 Building $360,442
2023	$5,625.00 (+2.66%) Homeowner's exemption	$462,516 (+3%)	$570,547 (+7.73%) Land $190,000 Building $380,547
2022	$5,479.00 Homeowner's exemption	$449,045	$529,594 Land $162,400 Building $367,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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