St. Johns County property record for 349 Summerset Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,999 sqft · built 2005 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $820,000 (Jun 2021) |
| Tax Bill | $10,553 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001171-0380 |
| Primary APN | 001171-0380 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,999 sqft Living Area |
| Gross Area | 4,813 sqft |
| 1st Floor Area | 2,648 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Type | Attached |
| Garage Area | 814 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 770 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 291 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,615 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 349 SUMMERSET DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 39/77-90 BARTRAM PLANTATION PHASE 1 LOT 38 OR5293/1543 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | BARTRAM PLANTATION PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20807 |
Source: St. Johns County records · APN 001171-0380
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 349 SUMMERSET DR, SAINT JOHNS, FL 32259-8885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on Record |
| Deed Sale | Jun 17, 2021 · Amount on Record |
| Prior Sale | Dec 13, 2013 · Amount on Record |
| Deed Document Number | 202167782 |
| Deed Book / Page | 5293 / 1543 |
| Prior Transfer Date | Aug 15, 2012 |
| Prior Transfer Doc | 0036021633 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 349 SUMMERSET DR, SAINT JOHNS, FL 32259-8885 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 349 SUMMERSET DR, SAINT JOHNS, FL 32259-8885 |
| Document Number | 0056560309 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 5656/309 |
| Instrument | 2022100201 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 17, 2021 |
| Property Address | 349 SUMMERSET DR, SAINT JOHNS, FL 32259-8885 |
| Document Number | 0052931543 |
| Book / Page | 5293 / 1543 |
| Map Reference | MB 39 PG 77-90 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021067782 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | PONTE VEDRA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 BURGHLEY AVE, 201, SAINT AUGUSTINE, FL 32092-1002 |
| Name | Verified Name |
|---|---|
| Address | 349 SUMMERSET DR, SAINT JOHNS, FL 32259-8885 |
| Document Number | 52931545 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 5293/1545 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $740,728 (-7.12%) Land $200,000 Building $540,728 | $740,728 (-7.12%) Land $200,000 Building $540,728 | |
| 2025 | $10,553.00 (+11.34%) Homeowner's exemption | $797,479 (+0.74%) | $797,503 (+0.74%) Land $215,000 Building $582,503 |
| 2024 | $9,478.00 (-3.32%) | ||
| 2023 | $9,803.00 (-2.23%) Homeowner's exemption | $791,657 (+3.47%) | $791,657 (+3.47%) Land $190,000 Building $601,657 |
| 2022 | $10,027.00 | $765,116 | $765,116 Land $162,400 Building $602,716 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber Intermediate Holdings.
Based on FCC filings for 126 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2161328, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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