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344 Spencer Pl, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 344 Spencer Pl, Paramus, NJ 07652 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,536 sqft · built 1955
Lot Size0.327 acres (14,261 sqft)
Owner2 Individual Names on File
Last Sale$614,000 (Jan 2016)
Tax Bill$12,659 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN46-07113-0000-00035

Property Details

APN / Parcel Number

Primary APN46-07113-0000-00035
Alternative APNs
  • 460711300035
  • 747300

Interior

Stories1 Story
Building Area2,536 sqft Living Area
1st Floor Area2,536 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area14,261 sqft (0.327 acres)

Location & Zoning

Account Number747300
Street Address344 SPENCER PL
CityPARAMUS
StateNJ
Zip07652-4919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description65XIRR. 5.5LT
Legal SubdivisionORADELL HEIGHTS SEC 3
Legal Block7113
Legal Lot Number35
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group2
Census Block2000
Census Tract42302

Owner

Source: Bergen County and Paramus Borough records · APN 46-07113-0000-00035

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address344 SPENCER PL, PARAMUS, NJ 07652-4919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2016 · Amount on Record
Deed SaleJan 15, 2016 · Amount on Record
Deed Document Number20164445
Deed Book / Page2159 / 1681
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address344 SPENCER PL, PARAMUS, NJ 07652-4919
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048891645
DateDec 27, 2022
Book Page4889/1645
Instrument2022116874
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 19, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address344 SPENCER PL, PARAMUS, NJ 07652-4919
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038040487
DateNov 05, 2020
Book Page3804/487
Instrument20-114755
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$898,300 (+6.37%) Land $440,300 Building $458,000$898,300 (+6.37%) Land $440,300 Building $458,000
2025$12,659.00 (+6.29%)$844,500 (+11.81%) Land $397,700 Building $446,800$844,500 (+11.81%) Land $397,700 Building $446,800
2024$11,910.00 (+8.24%)
2023$755,300 Land $346,200 Building $409,100$755,300 Land $346,200 Building $409,100
2022$11,003.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030423022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1999–2021)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2021, other causes
Claims By Storm
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 401 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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