Bergen County and Paramus Borough property record for 342 Spencer Pl, Paramus, NJ 07652 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1955 |
| Square Footage | 2,546 sqft Living Area |
| Lot Size | 21,846 sqft (0.502 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $660,000 (2017) |
| Tax Bill | $13,028.00 (2025) |
| Primary APN | 46-07113-0000-00034 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,546 sqft Living Area |
|---|---|
| 1st Floor | 2,546 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame Construction |
| Lot Area | 21,846 sqft (0.502 acres) |
| Account Number | 747200 |
|---|---|
| Street Address | 342 SPENCER PL |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-4919 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 65XIRR 8.6LT |
| Legal Subdivision | ORADELL HEIGHTS SEC 3 |
| Legal Block | 7113 |
| Legal Lot Number | 34 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | PARAMUS |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 42302 |
Source: Bergen County and Paramus Borough records · APN 46-07113-0000-00034
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 342 SPENCER PL, PARAMUS, NJ 07652-4919 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SEMPER HOME LOANS INC |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Aug 11, 2017 | Deed, Transfer · Adjustable Rate Mortgage (ARM) AMERICAN FEDERAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2017 · Amount on Record |
| Deed Sale | Aug 11, 2017 · Amount on Record |
| Prior Sale | Sep 04, 2009 · Amount on Record |
| Deed Doc Number | 201760365 |
| Deed Book / Page | 2691 / 2240 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 342 SPENCER PL, PARAMUS, NJ 07652-4919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039010150 |
|---|---|
| Date | Jan 07, 2021 |
| Book Page | 3901/150 |
| Instrument | 21-002566 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | PROVIDENCE, RI 02907 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 342 SPENCER PL, PARAMUS, NJ 07652-4919 |
| Document Number | 0037240813 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 342 SPENCER PL PARAMUS NJ 076524919, PARAMUS, NJ 07652-4919 |
| Document Number | 0037240813 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 003724/000813 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 11, 2017 |
| Property Address | 342 SPENCER PL, PARAMUS, NJ 07652-4919 |
| Document Number | 0026912240 |
| Book / Page | 02691 / 2240 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 17-060365 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,821.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 502 GLEN AVE, 502, PALISADES PARK, NJ 07650-1845 |
| Name | Verified Name |
|---|---|
| Address | 342 SPENCER PL, PARAMUS, NJ 07652-4919 |
| Document Number | 0026912245 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 02691/2245 |
| Instrument | 17-060365.01 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $925,600 (+6.5%) Land $469,800 Building $455,800 | $925,600 (+6.5%) Land $469,800 Building $455,800 | |
| 2025 | $13,028.00 (+6.31%) | $869,100 (+11.88%) Land $424,300 Building $444,800 | $869,100 (+11.88%) Land $424,300 Building $444,800 |
| 2024 | $12,255.00 (+8.31%) | ||
| 2023 | $776,800 Land $369,400 Building $407,400 | $776,800 Land $369,400 Building $407,400 | |
| 2022 | $11,315.00 |
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