338 Spencer Pl, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 338 Spencer Pl, Paramus, NJ 07652 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 1956
Lot Size	0.362 acres (15,746 sqft)
Owner	2 Individual Names on File
Last Sale	$442,500 (May 2003)
Tax Bill	$10,148 (2025)
Deeds & Mortgages	Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`46-07113-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`46-07113-0000-00033`
Alternative APNs	`460711300033` `747100`

Interior

Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	15,746 sqft (0.362 acres)

Location & Zoning

Account Number	747100
Street Address	338 SPENCER PL
City	PARAMUS
State	NJ
Zip	07652-4919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75XIRR 6LT
Legal Block	7113
Legal Lot Number	33
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	2
Census Block	2000
Census Tract	42302

Owner

Source: Bergen County and Paramus Borough records · APN 46-07113-0000-00033

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	338 SPENCER PL, PARAMUS, NJ 07652-4919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2003 · Amount on Record
Deed Sale	May 29, 2003 · Amount on Record
Deed Book / Page	8580 / 683
Prior Transfer Date	Sep 24, 1999
Prior Transfer Doc	0000168875
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	338 SPENCER PL, PARAMUS, NJ 07652-4919
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033861107
Date	Oct 24, 2019
Book Page	3386/1107
Instrument	19-071896

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$728,200 (+7.56%) Land $465,200 Building $263,000	$728,200 (+7.56%) Land $465,200 Building $263,000
2025	$10,148.00 (+6.88%)	$677,000 (+12.55%) Land $420,100 Building $256,900	$677,000 (+12.55%) Land $420,100 Building $256,900
2024	$9,495.00 (+8.38%)
2023		$601,500 Land $365,700 Building $235,800	$601,500 Land $365,700 Building $235,800
2022	$8,761.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030423022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 2 of 5 on primary residences
Nearby Flood Claims	6 (1999–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2021, other causes
Flood Events	Hurricane Floyd Major Disaster Declarations (Sep 1999), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.