344 Saddle Leaf, Cibolo, TX 78108 Property Records

Guadalupe County property record for 344 Saddle Leaf, Cibolo, TX 78108 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,628 sqft · built 2022
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$399,577 (Sep 2022)
Tax Bill	$2,476 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000179512`

Property Details

APN / Parcel Number

Primary APN	`000000179512`
Alternative APNs	`1G3900-7026-01200-0-00` `000000251444` `000000277107` `179512`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,628 sqft Living Area
Gross Area	3,218 sqft
1st Floor Area	1,420 sqft
2nd Floor Area	1,208 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	50 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	344 SADDLE LEAF
City	CIBOLO
State	TX
Zip	78108-0270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK RANCH #7 BLOCK 26 LOT 12 .18 AC
Legal Subdivision	SADDLE CREEK RANCH #7
Legal Tract	12
Legal Block	26
Legal Lot Number	12
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1005
Census Tract	210612

Owner

Source: Guadalupe County records · APN 000000179512

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	344 SADDLE LEAF, CIBOLO, TX 78108-0270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Deed Document Number	202230453
Record Updated	Sep 20, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Sep 28, 2022
Property Address	TX
Document Number	0099030453
Map Reference	VOL 9 PG 365&366
Instrument Date	Sep 28, 2022
Instrument	202299030453
Transaction Type	Transfer
Record Updated	Nov 03, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2714 N LOOP 1604 E # E101, E101, SAN ANTONIO, TX 78232-1715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 SADDLE SPOKE, CIBOLO, TX 78108

Mortgage

Document Number	0099030454
Date	Sep 28, 2022
Instrument	202299030454

Lender

Name	FIRST CHOICE LENDING GROUP LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,605 (+0.86%) Land $48,206 Building $344,399	$392,605 (+0.86%) Land $48,206 Building $344,399
2025	$2,476.00 (-60.36%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$389,265 (-9.87%) Land $47,570 Building $341,695	$389,265 (-9.87%) Land $47,570 Building $341,695
2024	$6,247.00 (-13.08%)
2023	$7,187.00 (+1,145.58%)	$431,872 Land $62,331 Building $369,541	$431,872 Land $62,331 Building $369,541
2022	$577.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 36% of Texas
Wildfire Likelihood	About 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.