331 Saddle Leaf, Cibolo, TX 78108 Property Records

Guadalupe County property record for 331 Saddle Leaf, Cibolo, TX 78108 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 2022
Square Footage2,628 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
GarageAttached, 520 sqft
Last Sale$439,870 (2022)
Tax Bill$7,082.00 (2025)

Property Details

APN / Parcel Number

Primary APN000000179529
Alternative APNs
  • 1G3900-7027-00700-0-00
  • 000000251444
  • 000000279246
  • 179529

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,628 sqft Living Area
Gross Area3,318 sqft Gross Area
1st Floor1,420 sqft 1st Floor
2nd Floor1,208 sqft 2nd Floor
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Exterior
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area520 sqft Garage
Patio Area120 sqft Patio
PorchCovered Porch
Porch Area50 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address331 SADDLE LEAF
CityCIBOLO
StateTX
Zip78108-0270
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSADDLE CREEK RANCH #7 BLOCK 27 LOT 7 .15 AC
Legal SubdivisionSADDLE CREEK RANCH #7
Legal Tract7
Legal Block27
Legal Lot Number7
JurisdictionGUADALUPE TX
Minor Civil DivisionSCHERTZ-CIBOLO
Census Blockgroup1
Census Block1005
Census Tract210612

Owner

Source: Guadalupe County records · APN 000000179529

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address903 PHARM HILLS RD, MABANK, TX 75147-8676
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Vendor's Lien, Transfer · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Nov 29, 2022Vendor's Lien, Transfer · Conventional Mortgage
JEFFERSON BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Nov 29, 2022
  • Deed Sale Price on Nov 29, 2022
Deed Doc Number202235907
Record RefreshedSep 20, 2026

September 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateSep 20, 2023
Property AddressTX
Document Number0099023506
Map ReferenceVOL 9 PG 365&366
Instrument DateAug 22, 2023
Instrument202399023506
Transaction TypeTransfer
Record UpdatedNov 03, 2025
Title CompanyAUSTIN TITLE, ATC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 SADDLE LEAF, CIBOLO, TX 78108-0270

Mortgage

Document Number0099023507
DateSep 20, 2023
Instrument202399023507
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Special NotesLender is also the Seller
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053

November 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateNov 29, 2022
Property AddressTX
Document Number0099035907
Map ReferenceVOL 9 PG 365-366
Instrument DateNov 29, 2022
Instrument202299035907
Transaction TypeTransfer
Record UpdatedNov 03, 2025

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2714 N LOOP 1604 E # E101, E101, SAN ANTONIO, TX 78232-1715

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 SADDLE SPOKE, CIBOLO, TX 78108

Mortgage

Document Number0099035908
DateNov 29, 2022
Instrument202299035908
Lender
NameJEFFERSON BANK
TypeBank
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateDec 01, 2029
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change7%
Index1-Year CMT
Max Rate11%

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$362,932 (-1.11%) Land $43,670 Building $319,262$362,932 (-1.11%) Land $43,670 Building $319,262
2025$7,082.00 (-4.65%)$367,000 (-9.11%) Land $41,802 Building $325,198$367,000 (-9.11%) Land $41,802 Building $325,198
2024$7,427.00 (-4.79%)
2023$7,801.00 (+1,429.61%)$403,765 Land $55,583 Building $348,182$403,765 Land $55,583 Building $348,182
2022$510.00

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