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340 Saddle Leaf, Cibolo, TX 78108 Property Records

Guadalupe County property record for 340 Saddle Leaf, Cibolo, TX 78108 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,650 sqft · built 2022
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$255,272 (Mar 2026)
Tax Bill$4,309 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN000000179513

Property Details

APN / Parcel Number

Primary APN000000179513
Alternative APNs
  • 1G3900-7026-01300-0-00
  • 000000251444
  • 000000289555
  • 179513

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,650 sqft Living Area
Gross Area2,103 sqft
1st Floor Area1,650 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address340 SADDLE LEAF
CityCIBOLO
StateTX
Zip78108-0270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLE CREEK RANCH #7 BLOCK 26 LOT 13 .15 AC
Legal SubdivisionSADDLE CREEK RANCH #7
Legal Tract13
Legal Block26
Legal Lot Number13
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1005
Census Tract210612

Owner

Source: Guadalupe County records · APN 000000179513

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address340 SADDLE LEAF, CIBOLO, TX 78108-0270
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2026Vendor's Lien, Transfer · VA Mortgage
GUARANTEED RATE INC
Jul 27, 2023Vendor's Lien, Transfer · VA Mortgage
FIRST CHOICE LENDING GROUP LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2026 · Amount on Record
Deed SaleMar 02, 2026 · Amount on Record
Prior SaleJul 27, 2023 · Amount on Record
Deed Document Number20265090
Record UpdatedSep 20, 2026

March 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateMar 02, 2026
Property Address340 SADDLE LEAF, CIBOLO, TX 78108-0270
Document Number0099005090
Map ReferenceVOL 9 PG 365
Instrument DateMar 02, 2026
Instrument202699005090
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanySHSA

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 SADDLE LEAF, CIBOLO, TX 78108-0270

Mortgage

Document Number0099005091
DateMar 02, 2026
Instrument202699005091
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
AdjustableAdjustable Rate Rider
Type Change DateJul 01, 2031
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change6.25%
Index1-Year CMT
Margin2

July 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateJul 27, 2023
Property Address340 SADDLE LEAF, CIBOLO, TX 78108-0270
Document Number0099018741
Map ReferenceVOL 9 PG 365-366
Instrument DateJul 27, 2023
Instrument202399018741
Transaction TypeTransfer
Record UpdatedMar 24, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2714 NORTH 1604 EAST #101101, 101101, SAN ANTONIO, TX 78232

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 SADDLE LEAF, CIBOLO, TX 78108-0270

Mortgage

Document Number0099018742
DateJul 27, 2023
Instrument202399018742
Lender
NameFIRST CHOICE LENDING GROUP LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$294,532 (-5.71%) Land $43,670 Building $250,862$294,532 (-5.71%) Land $43,670 Building $250,862
2025$4,309.00 (-8.06%) Homeowner's exemption Veteran's exemption$312,353 (+56.01%) Land $41,802 Building $270,551$312,353 (+56.01%) Land $41,802 Building $270,551
2024$4,687.00 (+21.17%)
2023$3,868.00 (+658.43%)$200,209 (+744.44%) Land $31,671 Building $168,538$200,209 (+744.44%) Land $31,671 Building $168,538
2022$510.00$23,709 Land $23,709$23,709 Land $23,709

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 29% of Texas
Wildfire LikelihoodAbout 1 in 962 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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