344 Prospect St, La Jolla, CA 92037 Property Records

San Diego County property record for 344 Prospect St, La Jolla, CA 92037

Property Summary

Property TypeMulti-Family Dwellings
Details5 bd · 5.5 ba · 6,027 sqft · built 1961
Lot Size0.92 acres (3,986 sqft)
OwnerCompany Name on File
Last Sale$3,931,000 (Feb 2025)
Tax Bill$9,246 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN350-400-28-00

Property Details

APN / Parcel Number

Primary APN350-400-28-00

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Units5 Units
Stories2 Stories
Building Area6,027 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2000
Architectural StyleMulti-Family
Lot Area3,986 sqft (0.92 acres)

Location & Zoning

Street Address344 PROSPECT ST
CityLA JOLLA
StateCA
Zip92037-4659
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeLJPD-5
Legal DescriptionBLK 16 LOTS 40 & 41 /EXC NWLY 95 FT/ TR 000352
Legal SubdivisionLA JOLLA PARK RESUB
Legal Tract000352
Legal Block16
Legal Lot Number40,41
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2004
Census Tract8202

Owner

344 Prospect St, a residential property, is owned by a company that bought it in February 2025.

Source: San Diego County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address344 PROSPECT ST, LA JOLLA, CA 92037-4659
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2025 · Amount on File
Deed SaleFeb 14, 2025 · Amount on File
Deed Document Number202538822
Prior Transfer DateOct 25, 2023
Prior Transfer Doc0000300815
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address344 PROSPECT ST, LA JOLLA, CA 92037-4659
Transaction TypeMortgage
Record UpdatedNov 10, 2023
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7914 ASHBY GLEN DR, HUNTERSVILLE, NC 28078-1278

Mortgage

Document Number0000300816
DateNov 1, 2023
Instrument2023-0300816
Lender
NameJOSEPH DEAN KLATT REALTY INC
TypeNon-Lending Institution
AddressLA JOLLA, CA 92037
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 344 Prospect St was $9,246.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,009,416 (+445.4%) Land $3,060,000 Building $949,416
2025$9,246.00$735,131 Land $226,485 Building $508,646
2023$8,613.00 (+2.76%) Homeowner's exemption$706,588 Land $217,692 Building $488,896
2022$8,382.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 344 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies67 units insured
incl. 51 condo units
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 344 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Prospect St

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