San Diego County property record for 322 Prospect St, La Jolla, CA 92037
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,220 sqft · built 1982 |
| Lot Size | 0.197 acres (8,571 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,496,000 (Jul 2022) |
| Tax Bill | $19,506 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 350-400-39-03 |
| Primary APN | 350-400-39-03 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,220 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Condo/Apartment |
| Lot Area | 8,571 sqft (0.197 acres) |
| Street Address | 322 PROSPECT ST |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-4651 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | LJPD-5 |
| Legal Description | LOT 1 US322PER DOC80-216988&UND INT IN TR 009400 |
| Legal Subdivision | PROSPECT FIVE |
| Legal Tract | 009400 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 8202 |
Source: San Diego County records · APN 350-400-39-03
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6405 LAKEHURST AVE, DALLAS, TX 75230-5130 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 28, 2022 | Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Dec 04, 2017 | Deed of Trust, Mortgage · Commercial Mortgage EAST WEST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on Record |
| Deed Sale | Jul 28, 2022 · Amount on Record |
| Prior Sale | Oct 10, 2016 · Amount on Record |
| Deed Document Number | 2022309216 |
| Prior Transfer Date | Feb 20, 1996 |
| Prior Transfer Doc | 0000091193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 28, 2022 |
| Property Address | 322 PROSPECT ST, LA JOLLA, CA 92037-4651 |
| Document Number | 0000309216 |
| Map Reference | MAP 9400 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2022-0309216 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 6405 LAKEHURST AVE, DALLAS, TX 75230-5130 |
| Document Number | 0000309217 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022-0309217 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | Other |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 322 PROSPECT ST, LA JOLLA, CA 92037-4651 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000561564 |
|---|---|
| Date | Dec 04, 2017 |
| Instrument | 2017-0561564 |
| Name | EAST WEST BANK |
|---|---|
| Type | Bank |
| Address | EL MONTE, CA 91731 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,587,565 (+2%) Land $1,167,328 Building $420,237 | |
| 2025 | $19,506.00 (+6.25%) | $1,556,438 (+4.04%) Land $1,144,440 Building $411,998 |
| 2023 | $18,358.00 (+83.45%) | $1,496,000 Land $1,100,000 Building $396,000 |
| 2022 | $10,007.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 units insured incl. 51 condo units |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 481 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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