353 Prospect St, La Jolla, CA 92037 Property Records

San Diego County property record for 353 Prospect St, La Jolla, CA 92037

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,702 sqft · built 2007
Lot Size	0.375 acres (16,319 sqft)
Owner	Individual Name on Record
Last Sale	$2,925,000 (Jul 2007)
Tax Bill	$42,501 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2026 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`350-411-24-04`

Property Details

APN / Parcel Number

Primary APN	`350-411-24-04`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,702 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	16,319 sqft (0.375 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	353 PROSPECT ST
City	LA JOLLA
State	CA
Zip	92037-4653
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LJPD-5
Legal Description	LOT 1 US 4 PER DOC07-157208&UND INT IN TR 014910
Legal Subdivision	PROSPECT POINT VILLAS
Legal Tract	014910
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1015
Census Tract	8201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 22, 2026	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Apr 23, 2026	Correction Deed NONE LISTED ON DOCUMENT
Apr 9, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Jan 2, 2026	Grant Deed, Transfer
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 7, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 5, 2018	Quit Claim Deed, Transfer DOCSTAR SERVICES LLC
Nov 1, 2017	Intrafamily Transfer, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2007 · Amount on Record
Deed Sale	Jul 16, 2007 · Amount on Record
Deed Document Number	2007473748
Last Transfer Date	Apr 24, 2018
Transfer Doc	0000182006
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653

Mortgage

Document Number	0000314315
Date	Nov 13, 2023
Instrument	2023-0314315

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2026
Property Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653
Document Number	0000177916
Instrument Date	Jun 17, 2026
Instrument	2026177916
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653

Mortgage

Document Number	0000177917,
Date	Jun 22, 2026
Instrument	2026177917

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2026
Property Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653
Document Number	0000114738
Instrument Date	Apr 17, 2026
Instrument	2026114738
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 9, 2026
Property Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653
Document Number	0000098921
Instrument Date	Mar 20, 2026
Instrument	202698921
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 2, 2026
Property Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653
Document Number	0000000532
Map Reference	MAP 14910
Instrument Date	Jan 2, 2026
Instrument	2026-0000532
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653

Mortgage

Document Number	0000572458
Date	Sep 28, 2020
Instrument	2020-0572458

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2018
Property Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653
Document Number	0000182006
Instrument Date	Apr 24, 2018
Instrument	182006
Transaction Type	Transfer
Record Updated	May 15, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	353 PROSPECT ST LA JOLLA CA 920374653, LA JOLLA, CA 92037-4653

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 5, 2018
Property Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653
Document Number	0000005165
Instrument Date	Jan 3, 2018
Instrument	5165
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	DOCSTAR SERVICES LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	353 PROSPECT ST LA JOLLA CA 920374653, LA JOLLA, CA 92037-4653

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2017
Property Address	353 PROSPECT ST, LA JOLLA, CA 92037-4653
Document Number	0000511123
Map Reference	MAP14910
Instrument Date	Oct 27, 2017
Instrument	2017-0511123
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	353 PROSPECT ST # 4, 4, LA JOLLA, CA 92037-4653

Mortgage

Document Number	0000511124
Date	Nov 1, 2017
Instrument	2017-0511124

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,400,000 (-) Land $2,186,000 Building $1,214,000
2025	$42,501.00 (+4.97%) Homeowner's exemption	$3,400,000 (+9.68%) Land $2,187,000 Building $1,213,000
2024	$40,487.00 (+6.72%)
2023	$37,937.00 (+0.72%) Homeowner's exemption	$3,100,000 Land $1,995,000 Building $1,105,000
2022	$37,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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