Clay County property record for 344 Oak Ridge Rd, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,843 sqft · built 1976 |
| Lot Size | 3.34 acres (145,781 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $233,000 (Dec 2022) |
| Tax Bill | $2,266 (2022) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062D 05A 0020000 |
| Primary APN | 062D 05A 0020000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,843 sqft Finished Area |
| 1st Floor Area | 2,016 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 145,781 sqft (3.34 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 240 sqft |
| Utility Building | 100 sqft |
| Street Address | 344 OAK RIDGE RD |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-8090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK RIDGE ESTATE LOTS 31 & 32 & 33 & TRACT KNOWN AS REBA COVE DB 313/959 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | OAK RIDGE ESTATE |
| Legal Lot Number | 31-33 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 950100 |
Source: Clay County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 344 OAK RIDGE RD, WEST POINT, MS 39773-8090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LENDING LLC |
| Apr 10, 2018 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Dec 15, 2022 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Dec 15, 2022 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Feb 9, 2021 | Special Warranty Deed, Transfer |
| Feb 9, 2021 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2022 · Amount on Record |
| Deed Sale | Dec 15, 2022 · Amount on Record |
| Prior Sale | Feb 9, 2021 |
| Deed Document Number | 20226094 |
| Deed Book / Page | 313 / 959 |
| Prior Transfer Date | Feb 8, 2021 |
| Prior Transfer Doc | 000307/145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 344 OAK RIDGE RD, WEST POINT, MS 39773-8090 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 344 OAK RIDGE RD, WEST POINT, MS 39773-8090 |
| Document Number | 0LM579/807 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | LM 579/807 |
| Instrument | 2026000326 |
| Name | LAKEVIEW LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 344 OAK RIDGE RD, WEST POINT, MS 39773-8090 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000502/881 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 502/881 |
| Instrument | 2018001274 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | STARKVILLE, MS 39759 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 470 Months |
| Due | Jun 1, 2057 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 344 OAK RIDGE RD, WEST POINT, MS 39773-8090 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000539/883 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 539/883 |
| Instrument | 2021006397 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 344 OAK RIDGE RD, WEST POINT, MS 39773-8090 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000549/956 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 549/956 |
| Instrument | 2022006095 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Dec 15, 2022 |
| Property Address | 344 OAK RIDGE RD, WEST POINT, MS 39773-8090 |
| Document Number | 000313/959 |
| Book / Page | 313 / 959 |
| Map Reference | PB 3 PG 7 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022006094 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2228 BUSTER GOODE RD, WEST POINT, MS 39773 |
| Name | Verified Name |
|---|---|
| Address | 344 OAK RIDGE RD, WEST POINT, MS 39773-8090 |
| Document Number | 2022006095 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022006095 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Feb 9, 2021 |
| Property Address | 344 OAK RIDGE RD, WEST POINT, MS 39773-8090 |
| Document Number | 000307/143 |
| Book / Page | 307 / 143 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 2021000462 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 438 NICKLAUS LN APT 3, 3, STARKVILLE, MS 39759-6619 |
| Name | Verified Name |
|---|---|
| Address | 344 OAK RIDGE RD, WEST POINT, MS 39773-8090 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Feb 9, 2021 |
| Property Address | 344 OAK RIDGE RD, WEST POINT, MS 39773-8090 |
| Document Number | 000307/145 |
| Book / Page | 307 / 145 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 2021000463 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 438 NICKLAUS LN APT 3, 3, STARKVILLE, MS 39759-6619 |
| Name | Verified Name |
|---|---|
| Address | 344 OAK RIDGE RD, WEST POINT, MS 39773-8090 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,363 (-) Land $4,500 Building $12,863 | $173,630 (-) Land $45,000 Building $128,630 | |
| 2024 | $17,363 (+0.51%) Land $4,500 Building $12,863 | $173,630 (+0.51%) Land $45,000 Building $128,630 | |
| 2023 | Additional exemption filed | $17,275 Land $4,500 Building $12,775 | $172,750 Land $45,000 Building $127,750 |
| 2022 | $2,266.00 (+205.8%) | ||
| 2019 | $741.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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