Clay County property record for 283 Oak Ridge Rd, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,016 sqft · built 1977 |
| Lot Size | 0.939 acres (40,936 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,282 (Jul 2022) |
| Tax Bill | $756 (2025) |
| Deeds & Mortgages | Sep 2013 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062D 05A 0080000 |
| Primary APN | 062D 05A 0080000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,016 sqft Finished Area |
| 1st Floor Area | 1,614 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 40,936 sqft |
| Garage Type | Mixed |
| Garage Area | 624 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 283 OAK RIDGE RD |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-8089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK RIDGE ESTATES LOT 23 DB 312/450 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | OAK RIDGE ESTATE |
| Legal Lot Number | 23 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 950100 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 283 OAK RIDGE RD, WEST POINT, MS 39773-8089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2013 | Deed of Trust, Mortgage REGIONS BANK |
| Jul 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK INC |
| May 23, 2014 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| Jul 8, 2022 | Warranty Deed, Transfer · FHA Mortgage MAGNOLIA BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on Record |
| Deed Sale | Jul 8, 2022 · Amount on Record |
| Deed Document Number | 20223551 |
| Deed Book / Page | 312 / 450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 283 OAK RIDGE RD, WEST POINT, MS 39773-8089 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000455/459 |
|---|---|
| Date | Sep 3, 2013 |
| Book Page | 455/459 |
| Name | REGIONS BANK |
|---|---|
| Address | 2050 PARKWAY OFFICE CIR, HOOVER, AL 35244 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 283 OAK RIDGE RD, WEST POINT, MS 39773-8089 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000545/888 |
|---|---|
| Date | Jul 8, 2022 |
| Book Page | 545/888 |
| Instrument | 2022003552 |
| Name | MAGNOLIA BANK INC |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 283 OAK RIDGE RD, WEST POINT, MS 39773-8089 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000463/672 |
|---|---|
| Date | May 23, 2014 |
| Book Page | 463/672 |
| Name | CADENCE BANK NA |
|---|---|
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jul 8, 2022 |
| Property Address | 283 OAK RIDGE RD, WEST POINT, MS 39773-8089 |
| Document Number | 000312/450 |
| Book / Page | 312 / 450 |
| Map Reference | PB 3 PG 7 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 2022003551 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 142 CARLISLE DR, WEST POINT, MS 39773-9233 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 283 OAK RIDGE RD, WEST POINT, MS 39773-8089 |
| Document Number | 2022003552 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2022003552 |
| Name | MAGNOLIA BANK INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $756.00 (-55.24%) Additional exemption filed | $15,813 (-) Land $2,500 Building $13,313 | $158,134 (-) Land $25,000 Building $133,134 |
| 2024 | $15,813 (+18.98%) Land $2,500 Building $13,313 | $158,134 (+18.99%) Land $25,000 Building $133,134 | |
| 2023 | $1,689.00 (+0.9%) Additional exemption filed | $13,290 Land $2,500 Building $10,790 | $132,899 Land $25,000 Building $107,899 |
| 2022 | $1,674.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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