Clay County property record for 434 Oak Ridge Rd, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,506 sqft · built 1992 |
| Lot Size | 1.01 acres (44,089 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $609 (2019) |
| Deeds & Mortgages | Oct 2026 Sale Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062D 05A 0050100 |
| Primary APN | 062D 05A 0050100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,506 sqft Finished Area |
| 1st Floor Area | 2,025 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 44,089 sqft |
| Street Address | 434 OAK RIDGE RD |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-8091 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKRIDGE ESTATE LOT 27 DB 293/855 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | OAKRIDGE EST |
| Legal Lot Number | 27 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 950100 |
Source: Clay County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7708 OLD CANTON RD, B, MADISON, MS 39110-9299 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 8, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 25, 2022 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE |
| Mar 28, 2017 | Deed of Trust, Mortgage USAA FSB |
| Mar 28, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2026 |
| Deed Sale | Oct 8, 2026 |
| Prior Sale | Mar 28, 2017 · Amount on Record |
| Deed Document Number | 20263627 |
| Deed Book / Page | 328 / 854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Oct 8, 2026 |
| Property Address | 434 OAK RIDGE RD, WEST POINT, MS 39773-8091 |
| Document Number | 0000003627 |
| Book / Page | 328 / 854 |
| Instrument Date | Oct 8, 2026 |
| Instrument | 20263627 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 7708 OLD CANTON RD, MADISON, MS 39110-9299 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 434 OAK RIDGE RD, WEST POINT, MS 39773-8091 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000547/451 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 547/451 |
| Instrument | 2022004127 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 434 OAK RIDGE RD, WEST POINT, MS 39773-8091 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 492/390 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 492/390 |
| Instrument | 2017000949 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Mar 28, 2017 |
| Property Address | 434 OAK RIDGE RD, WEST POINT, MS 39773-8091 |
| Document Number | 293/855 |
| Book / Page | 293 / 855 |
| Map Reference | MB 3 PG 7 |
| Instrument Date | Mar 28, 2017 |
| Instrument | D2017000948 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3071 FOREST DOWN CV, 3071, SOUTHAVEN, MS 38672-0001 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 434 OAK RIDGE RD, WEST POINT, MS 39773-8091 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,723 (-) Land $2,500 Building $12,223 | $147,230 (-) Land $25,000 Building $122,230 | |
| 2023 | Additional exemption filed | $14,723 Land $2,500 Building $12,223 | $147,230 Land $25,000 Building $122,230 |
| 2019 | $609.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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