344 Dawn Ct, Independence, OR 97351 Property Records

Polk County property record for 344 Dawn Ct, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,148 sqft · built 1997
Lot Size	0.168 acres (7,327 sqft)
Owner	2 Individual Names on File
Last Sale	$274,900 (Aug 2020)
Tax Bill	$3,422 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`08420-CD-02000`

Property Details

APN / Parcel Number

Primary APN	`08420-CD-02000`
Alternative APN	`536130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	1,548 sqft
1st Floor Area	1,148 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,327 sqft (0.168 acres)
View / Lot	Flood Plain
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces
Patio Area	120 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	536130
Street Address	344 DAWN CT
City	INDEPENDENCE
State	OR
Zip	97351-9536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	ASH BROOK ADDITION - PHASE VI LOT 20
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	ASH BROOK ADDITION - PHASE VI
Legal Block	1
Legal Lot Number	20
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1000
Census Tract	20305

Owner

344 Dawn Ct is owned and occupied by two individuals who bought it in August 2020.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	344 DAWN CT, INDEPENDENCE, OR 97351-9536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Line of Credit MAPS CU
Nov 18, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Prior Sale	Jul 9, 2010 · Amount on File
Deed Document Number	202012393
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	344 DAWN CT, INDEPENDENCE, OR 97351-9536
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003875
Date	May 25, 2023
Instrument	2023-003875

Lender

Name	MAPS CU
Type	Credit Union
Address	SALEM, OR 97309

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	344 DAWN CT, INDEPENDENCE, OR 97351-9536
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 DAWN CT, INDEPENDENCE, OR 97351-9536

Mortgage

Document Number	0000012253
Date	Nov 18, 2022
Instrument	2022-012253

Lender

Name	USDA
Type	Government Agency
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Aug 28, 2020
Property Address	344 DAWN CT, INDEPENDENCE, OR 97351-9536
Document Number	0000012393
Map Reference	VOL 11 PG 2
Instrument Date	Jul 10, 2020
Instrument	2020-012393
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	344 DAWN CT, INDEPENDENCE, OR 97351-9536

Mortgage

Document Number	0000012394
Date	Aug 28, 2020
Instrument	2020-012394

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 344 Dawn Ct was $3,422, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,120 (+3%) Land $53,350 Building $139,770	$343,030 (-5.54%) Land $150,000 Building $193,030
2025	$3,422.00 (+3.79%)	$187,500 (+3%) Land $51,800 Building $135,700	$363,130 (+2.16%) Land $150,600 Building $212,530
2024	$3,297.00 (-2.48%)	$182,040 (+3%) Land $50,290 Building $131,750	$355,450 (+4.12%) Land $148,000 Building $207,450
2023	$3,381.00 (+8.92%)	$176,740 (+3%) Land $48,820 Building $127,920	$341,400 (+14.57%) Land $141,500 Building $199,900
2022	$3,104.00	$171,600 Land $47,400 Building $124,200	$297,980 Land $116,000 Building $181,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 344 Dawn Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 344 Dawn Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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