344 Bermuda Towne Row, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 344 Bermuda Towne Row, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,506 sqft · built 2002
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Jul 2012)
Tax Bill	$3,383 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`537-08-00-224`

Property Details

APN / Parcel Number

Primary APN	`537-08-00-224`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,506 sqft Living Area
1st Floor Area	1,962 sqft
Upper Floors Area	1,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Multi-Family
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Terrain	High
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,246 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	344 BERMUDA TOWNE ROW
City	MOUNT PLEASANT
State	SC
Zip	29464-8230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HIBBEN DESCRIPTION -LOT 67 SITE NAME -HIBBEN SUBDIVISION DESCRIPTION -LOT 67 SITE NAME -HIBBEN SUBDIVISION
Legal Subdivision	HIBBEN
Legal Lot Number	67
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2000
Census Tract	4614

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	344 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2012 · Amount on Record
Deed Sale	Jul 19, 2012 · Amount on Record
Prior Sale	Apr 17, 2003 · Amount on Record
Deed Book / Page	265 / 256
Prior Transfer Date	Oct 24, 2008
Prior Transfer Doc	0000180474
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	344 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8230
Document Number	0928/0417
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 BERMUDA TOWNE ROW MOUNT PLEASANT SC 294648230, MOUNT PLEASANT, SC 29464-8230

Mortgage

Document Number	0928/0417
Date	Oct 24, 2020
Book Page	000928/000417

Lender

Name	TRUIST BK
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,383.00 (+12.5%)	$882,108 (+2,775.19%) Land $278,360 Building $603,748	$1,200,000 (+52.32%) Land $350,000 Building $850,000
2024	$3,007.00 (+8.13%)	$30,680 (-)
2022	$2,781.00	$30,680	$787,800 (-) Land $248,600 Building $539,200
2020			$787,800 Land $248,600 Building $539,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 in force
Nearby Flood Claims	13 (1999–2023)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 62% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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