328 Bermuda Towne Row, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 328 Bermuda Towne Row, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,810 sqft · built 2001
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Dec 2019)
Tax Bill	$2,763 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`537-08-00-220`

Property Details

APN / Parcel Number

Primary APN	`537-08-00-220`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,810 sqft Living Area
Gross Area	2,936 sqft
1st Floor Area	1,568 sqft
Upper Floors Area	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Split Level
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	8,276 sqft (0.189 acres)
Terrain	High
Garage Type	Detached
Porch	Open Porch
Porch Area	269 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	328 BERMUDA TOWNE ROW
City	MOUNT PLEASANT
State	SC
Zip	29464-8230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HIBBEN DESCRIPTION -LOT 63 SITE NAME -HIBBEN SUBDIVISION
Legal Subdivision	HIBBEN
Legal Lot Number	63
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2000
Census Tract	4614

Owner

Source: Charleston County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 6, 2019	Grant Deed, Construction Loan · Construction Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Jul 5, 2001 · Amount on Record
Deed Document Number	0000844938
Deed Book / Page	0844 / 938
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	328 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8230
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8230

Mortgage

Document Number	0013730320
Date	Mar 4, 2026
Book Page	1373/320

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 15, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	328 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8230
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010490926
Date	Nov 5, 2021
Book Page	1049/926

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	328 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8230
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8230

Mortgage

Document Number	0011620519
Date	Feb 7, 2023
Book Page	1162/519

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 6, 2019
Property Address	328 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8230
Document Number	0844/0938
Book / Page	000844 / 000938
Instrument Date	Nov 12, 2019
Transaction Type	Construction Loan
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Confirmed
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	328 BERMUDA TOWNE ROW MOUNT PLEASANT SC 294648230, MOUNT PLEASANT, SC 29464-8230

Mortgage

Document Number	844/0939
Date	Dec 6, 2019
Book Page	000844/000939

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,763.00 (+24.46%)	$28,400 (+16.39%)
2022	$2,220.00	$24,400	$610,000 (-14.08%) Land $220,300 Building $389,700
2020			$710,000 Land $220,000 Building $490,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 in force
Nearby Flood Claims	13 (1999–2023)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 62% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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