308 Bermuda Towne Row, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 308 Bermuda Towne Row, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,800 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$819,000 (Oct 2020)
Tax Bill	$3,553 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2017 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`537-08-00-215`

Property Details

APN / Parcel Number

Primary APN	`537-08-00-215`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	1,104 sqft
Upper Floors Area	1,696 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Terrain	High
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	884 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	308 BERMUDA TOWNE ROW
City	MOUNT PLEASANT
State	SC
Zip	29464-8230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HIBBEN DESCRIPTION -LOT 58 SITE NAME -HIBBEN SUBDIVISION
Legal Subdivision	HIBBEN
Legal Tract	V
Legal Lot Number	58
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2000
Census Tract	4614

Owner

Source: Charleston County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Warranty Deed, Transfer TRUIST BK
May 9, 2017	Loan Modification, Mortgage FINEMARK NAT'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Dec 29, 2008 · Amount on Record
Deed Book / Page	923 / 352
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 8, 2020
Property Address	308 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8230
Document Number	0923/0352
Book / Page	000923 / 000352
Instrument Date	Oct 5, 2020
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 BERMUDA TOWNE ROW MOUNT PLEASANT SC 294648230, MOUNT PLEASANT, SC 29464-8230

Mortgage

Document Number	923/0353
Date	Oct 8, 2020
Book Page	000923/000353

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	308 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8230
Document Number	0637/0475
Book / Page	000637 / 000475
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 BERMUDA TOWNE ROW MOUNT PLEASANT SC 294648230, MOUNT PLEASANT, SC 29464-8230

Mortgage

Document Number	0637/0475
Date	May 12, 2017
Book Page	000637/000475

Lender

Name	FINEMARK NAT'L BK&TR
Type	Bank
Address	CHARLESTON, SC 29492

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,553.00 (+12.76%)
2024	$3,151.00 (+7.73%)	$32,760 (-)
2022	$2,925.00	$32,760	$819,000 (-) Land $220,000 Building $599,000
2020			$819,000 Land $220,000 Building $599,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 in force
Nearby Flood Claims	13 (1999–2023)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 62% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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