344 3rd Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 344 3rd Rd, Key Largo, FL 33037 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 2015
Lot Size	0.171 acres (7,461 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jan 2016)
Tax Bill	$5,859 (2024)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00475890-000000`

Property Details

APN / Parcel Number

Primary APN	`00475890-000000`
Alternative APNs	`11613900475890000000` `1583014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,461 sqft (0.171 acres)
Porch	Open Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1583014
Old Parcel Number	11613900475890000000
Street Address	344 3RD RD
City	KEY LARGO
State	FL
Zip	33037-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 10 LT 1 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR545-432 OR818-583 OR818-1353C OR825-2299 OR1052-433 OR1640-2259
Legal Range	39E
Legal Township	61S
Legal Section	11
Legal Subdivision	LARGO SOUND VILLAGE
Legal Block	10
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1026
Census Tract	972700

Owner

Source: Monroe County records · APN 00475890-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	344 3RD RD, KEY LARGO, FL 33037-4803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2016 · Amount on Record
Deed Sale	Jan 20, 2016 · Amount on Record
Prior Sale	Sep 24, 2014 · Amount on Record
Deed Document Number	2060696
Deed Book / Page	2778 / 1407
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	344 3RD RD, KEY LARGO, FL 33037-4803
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029751272
Date	Jul 17, 2019
Book Page	2975/1272
Instrument	2229020

Lender

Name	CAPITAL BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$687,772 (+1.49%) Land $337,943 Building $349,829	$687,772 (+1.49%) Land $337,943 Building $349,829
2024	$5,859.00 (+8.56%)
2023	$5,397.00 (+11.46%)	$677,684 (+9.95%) Land $357,440 Building $320,244	$677,684 (+9.95%) Land $357,440 Building $320,244
2022	$4,842.00	$616,382 Land $292,451 Building $323,931	$616,382 Land $292,451 Building $323,931

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.