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343 3rd Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 343 3rd Rd, Key Largo, FL 33037 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,736 sqft · built 1990
Lot Size0.137 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$355,000 (May 2016)
Tax Bill$3,298 (2024)
Deeds & MortgagesJul 2026 Mortgage
Jul 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN00475870-000000

Property Details

APN / Parcel Number

Primary APN00475870-000000
Alternative APNs
  • 11613900475870000000
  • 1582999

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,736 sqft Living Area
1st Floor Area1,736 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2010
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area45 sqft
Patio Area370 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1582999
Old Parcel Number11613900475870000000
Street Address343 3RD RD
CityKEY LARGO
StateFL
Zip33037-4802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 9 LT 23 LARGO SOUND VILLAGE PB4-92 OR472-469 OR917-2142/43 OR762-1474D/C OR952-1178/79P/R OR1096-2388 OR1126-1942
Legal Range39E
Legal Township61S
Legal Section11
Legal SubdivisionLARGO SOUND VILLAGE
Legal Block9
Legal Lot Number23
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1029
Census Tract972700

Owner

Source: Monroe County records · APN 00475870-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address343 3RD RD, KEY LARGO, FL 33037-4802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 31, 2019Deed of Trust, Mortgage · Line of Credit
CAPITAL BANK
Feb 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2016 · Amount on Record
Deed SaleMay 03, 2016 · Amount on Record
Prior SaleJun 28, 2013 · Amount on Record
Deed Document Number2073883
Deed Book / Page2794 / 1495
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Recording DateJul 06, 2026
Property Address343 3RD RD, KEY LARGO, FL 33037-4802
Document Number0002550405
Book / Page3390 / 1158
Instrument DateJun 30, 2026
Instrument20262550405
Transaction TypeMortgage
Record UpdatedAug 05, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address343 3RD RD, KEY LARGO, FL 33037-4802

Mortgage

Document Number0002550405,
DateJul 06, 2026
Book Page3390/1158
Instrument20262550405
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2046
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address343 3RD RD, KEY LARGO, FL 33037-4802
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029771534
DateJul 31, 2019
Book Page2977/1534
Instrument2230806
Lender
NameCAPITAL BANK
TypeBank
AddressMEMPHIS, TN 38118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 19, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address343 3RD RD, KEY LARGO, FL 33037-4802
Document Number0030130432
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedJun 08, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address343 3RD RD KEY LARGO FL 330374802, KEY LARGO, FL 33037-4802

Mortgage

Document Number0030130432
DateMar 11, 2020
Book Page003013/000432
Instrument2259581
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48266-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 10, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$363,964 (+5.99%)$606,702 (+0.17%) Land $312,000 Building $294,702
2024$3,298.00 (+4.73%)
2023$3,149.00 (+5.46%) Homeowner's exemption$343,405 (+3%)$605,701 (+10.87%) Land $330,000 Building $275,701
2022$2,986.00 Homeowner's exemption$333,403$546,320 Land $270,000 Building $276,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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