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338 3rd Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 338 3rd Rd, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage1,134 sqft Living Area
Lot Size6,000 sqft (0.137 acres)
OccupancyOwner Occupied
Last Sale$435,000 (2021)
Tax Bill$4,629.00 (2024)

Property Details

APN / Parcel Number

Primary APN00475920-000000
Alternative APNs
  • 11613900475920000000
  • 1583049

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,134 sqft Living Area
1st Floor750 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2007
Exterior MaterialOther Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area6,000 sqft (0.137 acres)
Depth X Width100 ft x 60 ft Depth x Width
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Pool TypePublic/Municipal/Commercial Pool Type
FenceFence
Deck Area475 sqft Deck
Patio Area64 sqft Patio
PorchOpen Porch
Porch Area416 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Account Number1583049
Old Parcel Number11613900475920000000
Street Address338 3RD RD
CityKEY LARGO
StateFL
Zip33037-4803
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 10 LT 4 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR293-29-30 OR435-37 OR844-1538/39 OR1181-1142DC OR1211-986 OR1511-2360
Legal Range39E
Legal Township61S
Legal Section11
Legal SubdivisionLARGO SOUND VILLAGE
Legal Block10
Legal Lot Number4 5
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup1
Census Block1026
Census Tract972700

Owner

Source: Monroe County records · APN 00475920-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address338 3RD RD, KEY LARGO, FL 33037-4803
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Deed of Trust, Mortgage · Small Business Association Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
EAST COAST MORTGAGE LENDERS INC
Apr 26, 2021Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 17, 2020Loan Modification, Mortgage · Conventional Mortgage
PRETIUM MTG ACQUISITION T (CT)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2021 · Amount on Record
Deed SaleApr 26, 2021 · Amount on Record
Prior SaleApr 30, 1998 · Amount on Record
Deed Doc Number2315980
Deed Book / Page3092 / 446
Record RefreshedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address338 3RD RD, KEY LARGO, FL 33037-4803
Transaction TypeMortgage
Record UpdatedDec 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 3RD RD, KEY LARGO, FL 33037-4803

Mortgage

Document Number0032020859
DateNov 22, 2022
Book Page3202/859
Instrument2398319
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address338 3RD RD, KEY LARGO, FL 33037-4803
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 3RD RD, KEY LARGO, FL 33037-4803

Mortgage

Document Number0031441497
DateDec 22, 2021
Book Page3144/1497
Instrument2353866
Lender
NameEAST COAST MORTGAGE LENDERS INC
TypeMortgage Company
AddressPALM CITY, FL 34990
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 26, 2021
Property Address338 3RD RD, KEY LARGO, FL 33037-4803
Document Number0030920446
Book / Page3092 / 446
Map ReferenceMB 4 PG 92
Instrument DateApr 22, 2021
Instrument2315980
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address936 LA PALOMA RD, 936, KEY LARGO, FL 33037-4669

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 3RD RD, KEY LARGO, FL 33037-4803

Mortgage

Document Number0003092448
DateApr 26, 2021
Instrument3092/448
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address338 3RD RD, KEY LARGO, FL 33037-4803
Document Number0030071983
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedMar 04, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 3RD RD KEY LARGO FL 330374803, KEY LARGO, FL 33037-4803

Mortgage

Document Number0030071983
DateFeb 07, 2020
Book Page003007/001983
Instrument2255160
Lender
NamePRETIUM MTG ACQUISITION T (CT)
Address9990 RICHMOND AVE # 400, HOUSTON, TX 77042-4546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 06, 2050
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$498,324 (-1.78%) Land $312,000 Building $186,324$498,324 (-1.78%) Land $312,000 Building $186,324
2024$4,629.00 (+4.02%)
2023$4,450.00 (+9.26%) Homeowner's exemption$507,377 (+16.61%) Land $330,000 Building $177,377$507,377 (+16.61%) Land $330,000 Building $177,377
2022$4,073.00$435,119 Land $270,000 Building $165,119$435,119 Land $270,000 Building $165,119

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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