3432 E Harbor Rd, Langley, WA 98260 Property Records

Island County property record for 3432 E Harbor Rd, Langley, WA 98260

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,309 sqft · built 2002
Owner	Individual Name on File
Last Sale	$385,000 (May 2025)
Tax Bill	$430 (2023)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S8090-04-00288-0`

Property Details

APN / Parcel Number

Primary APN	`S8090-04-00288-0`
Alternative APN	`375052`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,309 sqft Living Area
1st Floor Area	1,309 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Aluminum
Porch	Open Porch
Porch Area	362 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	375052
Street Address	3432 E HARBOR RD
City	LANGLEY
State	WA
Zip	98260-9676
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	10
Legal Description	SARATOGA BCH 4 LOT 288
Legal Subdivision	SARATOGA BCH 4
Legal Lot Number	288
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2003
Census Tract	971900

Owner

Source: Island County records · APN S8090-04-00288-0

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3432 E HARBOR RD, LANGLEY, WA 98260-9676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2025 · Amount on Record
Deed Sale	May 08, 2025 · Amount on Record
Deed Document Number	4585525
Record Updated	Jun 08, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	May 08, 2025
Property Address	3432 E HARBOR RD, LANGLEY, WA 98260-9676
Document Number	0004585525
Map Reference	VOL 10 PG 34
Instrument Date	May 07, 2025
Instrument	4585525
Transaction Type	Transfer
Record Updated	Nov 04, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 E HARBOR RD, LANGLEY, WA 98260-9676

Mortgage

Document Number	0004585526
Date	May 08, 2025
Instrument	4585526

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

Tax Assessment & Valuation

Source: Island County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$338,479 (-8.68%) Land $240,000 Building $98,479	$338,479 (-8.68%) Land $240,000 Building $98,479
2023	$430.00 Senior Citizen's exemption	$370,634 (+25.86%) Land $280,000 Building $90,634	$370,634 (+25.86%) Land $280,000 Building $90,634
2022		$294,476 Land $210,000 Building $84,476	$294,476 Land $210,000 Building $84,476

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (1996–2023)
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Abound Ventures Fiber	1,000 / 1,000

Based on FCC filings for 78 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SARATOGA BEACH OWNERS ASSN private · serves 425 people
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.