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3438 Seneca St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 3438 Seneca St, Saint Joseph, MO 64507

Property Summary

Property TypeSingle Family Home
Details1,032 sqft · built 1937
Lot Size0.238 acres (10,350 sqft)
OwnerIndividual Name on Record
Tax Bill$756 (2025)
Deeds & MortgagesSep 2019 Mortgage
Aug 2020 Mortgage
+ 3 more
APN06-5.0-15-001-002-120.000

Property Details

APN / Parcel Number

Primary APN06-5.0-15-001-002-120.000

Interior

Building Area1,032 sqft Base Area
1st Floor Area1,032 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Lot Area10,350 sqft (0.238 acres)
Lot Dimensions115 ft deep x 90 ft wide

Location & Zoning

Street Address3438 SENECA ST
CitySAINT JOSEPH
StateMO
Zip64507-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:SHAW & KILBY'S LOT:2 BLK:7LGL DESC:W 15' L 2 & ALL L 3 TH E 25' L 4
Legal SubdivisionSHAW & KILBYS
Legal Block7
Legal Lot Number2
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1020
Census Tract1600

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3438 SENECA ST, SAINT JOSEPH, MO 64507-2031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
MISSOURI HOUSING DEVELOPMENT
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE, ST JOSEPH TITLE LLC
Sep 3, 2019Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MTG CORP
Sep 19, 2019Warranty Deed, Transfer
NOT AVAILABLE, SAINT JOSEPH TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2019
Deed SaleSep 19, 2019
Prior SaleSep 3, 2019
Deed Document Number20197976
Deed Book / Page3741 / 534
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address3438 SENECA ST, SAINT JOSEPH, MO 64507-2031
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003740/925
DateSep 3, 2019
Book Page3740/925
Instrument2019007366
Lender
NameMISSOURI HOUSING DEVELOPMENT
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueAug 30, 2019
Interest
Rate TypeFixed Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address3438 SENECA ST, SAINT JOSEPH, MO 64507-2031
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003751/765
DateAug 7, 2020
Book Page3751/765
Instrument2020006937
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBUCHANAN MO
Recording DateJul 21, 2020
Property Address3438 SENECA ST, SAINT JOSEPH, MO 64507-2031
Document Number00003751/4
Book / Page3751 / 4
Instrument DateJul 21, 2020
Instrument2020006169
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3438 SENECA ST, SAINT JOSEPH, MO 64507-2031

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateSep 3, 2019
Property Address3438 SENECA ST, SAINT JOSEPH, MO 64507-2031
Document Number003740/923
Book / Page3740 / 923
Instrument DateAug 30, 2019
Instrument2019007364
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1218 N 10TH ST, 1218, SAINT JOSEPH, MO 64501-1235

Transferred To (Grantee/Buyer)

NameVerified Name
Address3438 SENECA ST, SAINT JOSEPH, MO 64507-2031

Mortgage

Document Number003740/924
DateSep 3, 2019
Book Page3740/924
Instrument2019007365
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049
Interest
Rate TypeFixed Rate

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateSep 19, 2019
Property Address3438 SENECA ST, SAINT JOSEPH, MO 64507-2031
Document Number003741/534
Book / Page3741 / 534
Map ReferenceBK 3740 PG 923
Instrument DateAug 30, 2019
Instrument2019007976
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyNOT AVAILABLE, SAINT JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1218 N 10TH ST, 1218, SAINT JOSEPH, MO 64501-1235

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3438 SENECA ST, SAINT JOSEPH, MO 64507-2031

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$756.00$10,550 (+7.54%) Land $1,710 Building $8,840$55,500 (+7.47%) Land $9,000 Building $46,500
2024$756.00 (+17.39%)
2023$644.00 (-0.62%)$9,810 (-) Land $1,710 Building $8,100$51,640 (-) Land $9,000 Building $42,640
2022$648.00$9,810 Land $1,710 Building $8,100
2021$51,640 Land $9,000 Building $42,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
United Fiber
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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