3419 Seneca St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 3419 Seneca St, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	1,196 sqft · built 1917
Lot Size	0.283 acres (12,330 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Apr 2026)
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
APN	`06-5.0-15-001-002-124.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-15-001-002-124.000`

Interior

Building Area	1,196 sqft Base Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	12,330 sqft (0.283 acres)
Lot Dimensions	137 ft deep x 90 ft wide

Location & Zoning

Street Address	3419 SENECA ST
City	SAINT JOSEPH
State	MO
Zip	64507-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SHAW & KILBY'S LOT:22 BLK:6LGL DESC:L22 & 23
Legal Subdivision	SHAW & KILBYS
Legal Block	6
Legal Lot Number	22
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1021
Census Tract	1600

Owner

3419 Seneca St is owned and occupied by two individuals who bought it in April 2026.

Source: Buchanan County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3419 SENECA ST, SAINT JOSEPH, MO 64507-2030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Deed Document Number	20262478
Deed Book / Page	3817 / 271
Record Updated	Sep 20, 2026

April 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 1, 2026
Property Address	3419 SENECA ST, SAINT JOSEPH, MO 64507-2030
Document Number	0000002478
Book / Page	3817 / 271
Instrument Date	Mar 30, 2026
Instrument	20262478
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3419 SENECA ST, SAINT JOSEPH, MO 64507-2030

Mortgage

Document Number	003817/273,
Date	Apr 1, 2026
Book Page	3817/273
Instrument	20262480

Lender

Name	FIRST OPTION BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3419 Seneca St was $1,181.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,181.00	$16,550 Land $1,710 Building $14,840	$87,080 Land $9,000 Building $78,080
2024	$1,181.00 (+21.63%)
2023	$971.00 (-0.61%)	$14,850 (-) Land $1,710 Building $13,140	$78,170 Land $9,000 Building $69,170
2022	$977.00	$14,850 Land $1,710 Building $13,140
2021			$78,170 Land $9,000 Building $69,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3419 Seneca St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3419 Seneca St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20